{"id":1030,"date":"2026-08-09T13:02:18","date_gmt":"2026-08-09T05:02:18","guid":{"rendered":"https:\/\/shiyao.ltd\/yanglao\/singapore-cpf-ow-8000-brs-2027-2026\/"},"modified":"2026-09-30T17:12:02","modified_gmt":"2026-09-30T09:12:02","slug":"singapore-cpf-ow-8000-brs-2027-2026","status":"publish","type":"post","link":"https:\/\/shiyao.ltd\/yanglao\/singapore-cpf-ow-8000-brs-2027-2026\/","title":{"rendered":"\u65b0\u52a0\u5761CPF\u5927\u9f84\u5458\u5de5\u7f34\u8d392027\u518d\u4e0a\u8c03\uff0cOW\u4e0a\u96508000\u65b0\u5143\u5df2\u751f\u6548"},"content":{"rendered":"<p>2026\u5e741\u6708\u8d77\uff0cCPF\u666e\u901a\u5de5\u8d44\uff08OW\uff09\u6708\u5ea6\u7f34\u8d39\u4e0a\u9650\u5df2\u5b8c\u6210\u56db\u9636\u6bb5\u4e0a\u8c03\uff0c\u6b63\u5f0f\u5347\u81f38000\u65b0\u5143\u3002\u4f46\u6ce8\u610f\uff1a55-60\u5c81\u603b\u7f34\u8d39\u7387\u5347\u81f335.5%\u7684\u751f\u6548\u65e5\u662f<strong>2027\u5e741\u67081\u65e5<\/strong>\uff0c\u4e0d\u662f2026\u5e74\u3002\u65b0\u589e\u7f34\u6b3e\u5c06\u5168\u90e8\u5212\u5165\u9000\u4f11\u8d26\u6237\uff08RA\uff09\u3002<\/p>\n<p>\u5148\u89e3\u51b3\u6700\u76f4\u63a5\u7684\u95ee\u9898\uff1a2026\u5e74OW\u4e0a\u96508000\u65b0\u5143\uff0c\u610f\u5473\u7740\u6708\u85aa\u8d85\u8fc78000\u7684\u90e8\u5206\u4e0d\u518d\u5f3a\u5236\u7f34CPF\u3002\u5e74\u5ea6\u85aa\u8d44\u4e0a\u9650\u7ef4\u630110.2\u4e07\u65b0\u5143\u4e0d\u53d8\uff0c\u4e5f\u5c31\u662f\u8bf4\uff0c\u4e0d\u7ba1\u6708\u85aa\u591a\u9ad8\uff0c\u4e00\u5e74\u6700\u591a\u630910.2\u4e07\u65b0\u5143\u8ba1\u7b97\u7f34\u6b3e\u57fa\u6570\u3002\u5982\u679c\u4f60\u6708\u85aa1\u4e07\uff0c2026\u5e74\u6bcf\u6708\u53ea\u67098000\u65b0\u5143\u8ba1\u5165CPF\u7f34\u6b3e\uff0c\u8d85\u51fa\u90e8\u5206\u76f4\u63a5\u62ff\u56de\u5bb6\u3002<\/p>\n<h2>55-60\u5c81\u548c60-65\u5c81\u7f34\u8d39\u7387\uff0c2027\u5e74\u8d77\u5206\u522b\u5347\u5230\u591a\u5c11\uff1f<\/h2>\n<p>\u6839\u636e\u65b0\u52a0\u5761\u4e2d\u592e\u516c\u79ef\u91d1\u5c40\u5b98\u7f51\u516c\u544a\uff0c\u4ece2027\u5e741\u67081\u65e5\u8d77\uff0c55-60\u5c81\u5458\u5de5\u603b\u7f34\u8d39\u7387\u4ece34%\u5347\u81f3<strong>35.5%<\/strong>\uff0c\u96c7\u4e3b\u90e8\u5206\u4ece16%\u589e\u81f316.5%\uff0c\u96c7\u5458\u4ece18%\u589e\u81f319%\u300260-65\u5c81\u603b\u7f34\u8d39\u7387\u4ece25%\u5347\u81f326%\uff0c\u96c7\u4e3b\u548c\u96c7\u5458\u5404\u52a00.5%\uff0c\u5747\u4e3a13%\u3002<\/p>\n<p>\u8fd9\u7b14\u65b0\u589e\u7f34\u6b3e\u4e0d\u662f\u5e73\u5747\u5206\u5230\u5404\u4e2a\u8d26\u6237\uff0c\u800c\u662f<strong>\u5168\u989d\u5212\u5165\u9000\u4f11\u8d26\u6237\uff08RA\uff09<\/strong>\uff0c\u76f4\u5230\u8fbe\u5230\u5168\u989d\u9000\u4f11\u5b58\u6b3e\uff08FRS\uff09\u4e0a\u9650\u3002\u6362\u53e5\u8bdd\u8bf4\uff0c\u8fd9\u7b14\u94b1\u76f4\u63a5\u7528\u4e8e\u63d0\u9ad8\u4f6065\u5c81\u540e\u7684\u6bcf\u6708\u9000\u4f11\u5165\u606f\uff0c\u800c\u4e0d\u662f\u8fdb\u666e\u901a\u8d26\u6237\uff08OA\uff09\u6216\u7279\u522b\u8d26\u6237\uff08SA\uff09\u4f9b\u4f60\u4e70\u623f\u6216\u6295\u8d44\u3002<\/p>\n<blockquote><p>\u65b0\u52a0\u5761\u4e2d\u592e\u516c\u79ef\u91d1\u5c40\u5728\u516c\u544a\u4e2d\u660e\u786e\u5199\u9053\uff1a&#8221;The increase in the CPF contributions for employees aged above 55 to 65 will be fully allocated to the Retirement Account (RA), up to their Full Retirement Sum (FRS), to help strengthen their retirement adequacy.&#8221;\uff0855\u81f365\u5c81\u5458\u5de5\u7f34\u8d39\u589e\u52a0\u90e8\u5206\u5c06\u5168\u989d\u5212\u5165\u9000\u4f11\u8d26\u6237\uff0c\u76f4\u81f3\u5168\u989d\u9000\u4f11\u5b58\u6b3e\u4e0a\u9650\uff0c\u4ee5\u589e\u5f3a\u9000\u4f11\u5145\u8db3\u6027\u3002\uff09<\/p><\/blockquote>\n<h2>2026\u5e74BRS\u3001FRS\u3001ERS\u5404\u662f\u591a\u5c11\uff1f<\/h2>\n<p>2026\u5e74\uff0c\u57fa\u672c\u9000\u4f11\u5b58\u6b3e\uff08BRS\uff09\u4e3a<strong>11.02\u4e07\u65b0\u5143<\/strong>\uff0c\u5168\u989d\u9000\u4f11\u5b58\u6b3e\uff08FRS\uff09\u4e3a22.04\u4e07\u65b0\u5143\uff0c\u8d85\u989d\u9000\u4f11\u5b58\u6b3e\uff08ERS\uff09\u4e3a44.08\u4e07\u65b0\u5143\u3002\u76f8\u6bd42025\u5e74\uff0cBRS\u4ece10.65\u4e07\u6da8\u4e86\u7ea63.5%\u3002\u5982\u679c\u4f60\u57282026\u5e74\u5e74\u6ee155\u5c81\uff0c\u9000\u4f11\u8d26\u6237\u9700\u8981\u8fbe\u5230BRS\uff0c\u624d\u80fd\u572865\u5c81\u540e\u6bcf\u6708\u9886\u53d6\u7ea6950\u65b0\u5143\uff1b\u8fbe\u5230FRS\u5219\u6bcf\u6708\u9886\u7ea61780\u65b0\u5143\uff1b\u5b58\u5165ERS\u5219\u6bcf\u6708\u53ef\u9886\u7ea63440\u65b0\u5143\u3002<\/p>\n<p>\u503c\u5f97\u5173\u6ce8\u7684\u662f\uff0cERS\u7684\u8ba1\u7b97\u57fa\u51c6\u53d8\u4e86\u3002\u8fc7\u53bbERS\u662fFRS\u76841.5\u500d\uff0c2025\u5e74\u8d77\u8c03\u6574\u4e3aBRS\u76844\u500d\uff08\u5373FRS\u76842\u500d\uff09\u3002\u8fd9\u7ed9\u4e86\u6709\u4f59\u529b\u7684\u4eba\u66f4\u5927\u7684\u5b58\u6b3e\u7a7a\u95f4\uff0c\u4f46\u4e5f\u8981\u6ce8\u610f\uff1aRA\u5b58\u6b3e\u6709\u4e0a\u9650\uff0c\u8d85\u8fc7FRS\u7684\u90e8\u5206\u4e0d\u80fd\u4eab\u53d7\u67d0\u4e9b\u7a0e\u6536\u4f18\u60e0\u3002<\/p>\n<h2>OW\u4e0a\u9650\u56db\u9636\u6bb5\u4e0a\u8c03\uff0c\u653f\u7b56\u610f\u56fe\u662f\u4ec0\u4e48\uff1f<\/h2>\n<p>\u8fd9\u9879\u8c03\u6574\u5e76\u975e\u4e00\u6b21\u6027\u52a8\u4f5c\u30022023\u5e749\u6708\u8d77\uff0cOW\u4e0a\u9650\u4ece6000\u65b0\u5143\u9010\u6b65\u4e0a\u8c03\uff1a2023\u5e749\u67086300\u65b0\u5143\uff0c2024\u5e741\u67086800\u65b0\u5143\uff0c2025\u5e741\u67087400\u65b0\u5143\uff0c2026\u5e741\u67088000\u65b0\u5143\u3002\u65b0\u52a0\u5761\u526f\u603b\u7406\u517c\u8d22\u653f\u90e8\u957f\u9ec4\u5faa\u8d22\u57282023\u5e74\u8d22\u653f\u653f\u7b56\u58f0\u660e\u4e2d\u63d0\u51fa\u8fd9\u4e00\u8ba1\u5212\uff0c\u76ee\u7684\u662f\u8ddf\u4e0a\u5de5\u8d44\u4e0a\u6da8\u6b65\u4f10\uff0c\u534f\u52a9\u5458\u5de5\u79ef\u7d2f\u66f4\u591a\u9000\u4f11\u50a8\u84c4\u3002<\/p>\n<p>\u5bf955\u5c81\u4ee5\u4e0a\u5458\u5de5\u6765\u8bf4\uff0c\u8fd9\u4e2a\u65f6\u95f4\u8868\u610f\u5473\u7740\uff1a2026\u5e74\u4f60\u7684\u7f34\u6b3e\u57fa\u6570\u53d8\u5927\u4e86\uff0c\u4f46\u7f34\u8d39\u7387\u8fd8\u6ca1\u53d8\uff1b2027\u5e74\u7f34\u8d39\u7387\u518d\u4e0a\u8c03\uff0c\u53cc\u91cd\u53e0\u52a0\u4e0b\uff0c\u6bcf\u6708\u8fdb\u5165CPF\u7684\u94b1\u4f1a\u660e\u663e\u589e\u52a0\u3002\u4ee5\u6708\u85aa8000\u65b0\u5143\u300155-60\u5c81\u5458\u5de5\u4e3a\u4f8b\uff1a2026\u5e74\u603b\u7f34\u6b3e\u4e3a8000\u00d734%=2720\u65b0\u5143\uff1b2027\u5e74\u5219\u53d8\u4e3a8000\u00d735.5%=2840\u65b0\u5143\uff0c\u6bcf\u6708\u591a120\u65b0\u5143\uff0c\u5176\u4e2d100\u65b0\u5143\u6765\u81ea\u96c7\u5458\uff0c20\u65b0\u5143\u6765\u81ea\u96c7\u4e3b\uff08\u5b9e\u9645\u96c7\u4e3b\u589e\u52a040\u65b0\u5143\u4e2d\u768420\u65b0\u5143\u8ba1\u5165\u603b\u6bd4\u4f8b\uff09\u3002\u8fd9\u7b14\u94b1\u5168\u90e8\u8fdbRA\uff0c\u4e00\u5e74\u4e0b\u6765\u591a1440\u65b0\u5143\u9000\u4f11\u50a8\u84c4\u3002<\/p>\n<p>\u56de\u5230\u6700\u521d\u7684\u95ee\u9898\uff1aOW\u4e0a\u96508000\u65b0\u5143\u5bf9\u4f60\u610f\u5473\u7740\u4ec0\u4e48\uff1f\u5982\u679c\u4f60\u7684\u6708\u85aa\u8d85\u8fc78000\uff0c2026\u5e74\u4f60\u4e0d\u9700\u8981\u4e3a\u8d85\u51fa\u90e8\u5206\u7f34CPF\uff1b\u5982\u679c\u4f60\u7684\u6708\u85aa\u4f4e\u4e8e8000\uff0c\u7f34\u6b3e\u57fa\u6570\u6ca1\u53d8\uff0c\u4f462027\u5e74\u7f34\u8d39\u7387\u4e0a\u8c03\u540e\uff0c\u4f60\u548c\u96c7\u4e3b\u6bcf\u6708\u90fd\u8981\u591a\u638f\u4e00\u70b9\uff0c\u5168\u90e8\u8fdb\u9000\u4f11\u8d26\u6237\u3002\u771f\u95ee\u9898\u5728\u4e8e\uff1a55\u5c81\u8fd9\u4e2a\u8282\u70b9\uff0cRA\u91cc\u7684\u5b58\u6b3e\u662f\u5426\u8fbe\u5230BRS\u6216FRS\uff0c\u76f4\u63a5\u51b3\u5b9a\u4f6065\u5c81\u540e\u6bcf\u6708\u9886950\u8fd8\u662f1780\u65b0\u5143\u3002\u5dee\u8ddd\u4e0d\u5c0f\uff0c\u503c\u5f97\u63d0\u524d\u7b97\u6e05\u695a\u3002<\/p>\n<p><!-- shiyao-sources-START --><\/p>\n<div class=\"shiyao-sources\" style=\"margin:40px 0 20px;padding:20px 24px;background:#f7f4ed;border-left:3px solid #8B7355;border-radius:4px;font-size:14px;line-height:1.8\">\n<h3 style=\"margin:0 0 12px;font-size:16px;font-weight:600;color:#3A352F;letter-spacing:.05em\">\u4fe1\u606f\u6765\u6e90<\/h3>\n<p style=\"margin:0 0 10px;color:#666;font-size:13px\">\u672c\u6587\u6574\u7406\u81ea\u4ee5\u4e0b\u516c\u5f00\u6750\u6599\uff1a<\/p>\n<ul style=\"margin:0 0 14px;padding-left:20px;color:#3A352F\">\n<li><a href=\"https:\/\/view.inews.qq.com\/a\/20251208A0700N00\" target=\"_blank\" rel=\"noopener nofollow\">\u65b0\u52a0\u5761\u516c\u79ef\u91d1\u5236\u5ea62026\u91cd\u5927\u8c03\u6574\uff01\u5168\u5c9b611\u4e07\u4eba\u90fd\u53d7\u5f71\u54cd\uff5e_\u817e\u8baf\u65b0\u95fb<\/a><\/li>\n<li><a href=\"https:\/\/www.knitpeople.com.cn\/blog\/what-is-singapore-cpf\" target=\"_blank\" rel=\"noopener nofollow\">2026\u65b0\u52a0\u5761CPF\u5b8c\u6574\u6307\u5357\uff5c\u65b0\u89c4\u3001\u7f34\u7eb3\u6bd4\u4f8b\u3001\u51fa\u6d77\u5408\u89c4\u4e00\u6587\u770b\u61c2<\/a><\/li>\n<li><a href=\"https:\/\/slasify.com\/zh-cn\/blog\/singapore-social-contributions-guide\" target=\"_blank\" rel=\"noopener nofollow\">2026\u5e74\u65b0\u52a0\u5761 CPF \u548c SDL \u7f34\u6b3e\u7387\uff1a\u96c7\u4e3b\u7f34\u6b3e\u548c\u5de5\u8d44\u5408\u89c4\u6307\u5357<\/a><\/li>\n<li><a href=\"https:\/\/www.stashaway.sg\/r\/complete-guide-cpf-singapore\" target=\"_blank\" rel=\"noopener nofollow\">Ultimate Guide to CPF in Singapore (2026) | StashAway Singapore<\/a><\/li>\n<li><a href=\"https:\/\/www.fozlsg.com\/enrollment_dt\/1387133548827705344.html\" target=\"_blank\" rel=\"noopener nofollow\">\u3010\u65b0\u52a0\u5761\u516c\u53f8\u6ce8\u518c\u5c0f\u77e5\u8bc6\u3011 \u65b0\u52a0\u5761\u9010\u6b65\u8c03\u9ad8\u516c\u79ef\u91d1\u9876\u9650 2026\u5e74\u8c03\u9ad8\u81f38000\u65b0\u5143-\u798f\u667a\u9716-\u603b\u90e8\u4f4d\u4e8e\u65b0\u52a0\u5761\u7684\u56fd\u9645\u4f1a\u8ba1\u4e0e\u54a8\u8be2\u4e8b\u52a1\u6240<\/a><\/li>\n<li><a href=\"https:\/\/www.cpf.gov.sg\/employer\/infohub\/news\/cpf-related-announcements\/new-contribution-rates\" target=\"_blank\" rel=\"noopener nofollow\">CPF Contribution Changes from 1 January 2027 &#8211; CPFB<\/a><\/li>\n<li><a href=\"https:\/\/www.cpf.gov.sg\/employer\/employer-obligations\/how-much-cpf-contributions-to-pay\" target=\"_blank\" rel=\"noopener nofollow\">How much CPF contributions to pay<\/a><\/li>\n<li><a href=\"https:\/\/www.zaobao.com.sg\/news\/singapore\/story20251223-8007176\" target=\"_blank\" rel=\"noopener nofollow\">\u516c\u79ef\u91d1\u6bcf\u6708\u85aa\u91d1\u9876\u9650\u660e\u5e741\u6708\u8c03\u9ad8\u81f38000\u5143 &#8211; \u8054\u5408\u65e9\u62a5<\/a><\/li>\n<\/ul>\n<p style=\"margin:0;color:#777;font-size:12.5px;font-style:italic\">\u672c\u6587\u7531 Dion \u6574\u7406\u4e0e\u64b0\u5199\uff0c\u7ed3\u5408 AI \u5de5\u5177\u8f85\u52a9\u3002\u5982\u6709\u4e8b\u5b9e\u9519\u8bef\uff0c\u8bf7\u901a\u8fc7\u9875\u811a\u8054\u7cfb\u65b9\u5f0f\u53cd\u9988\u3002<\/p>\n<\/div>\n<p><!-- shiyao-sources-END --><\/p>\n","protected":false},"excerpt":{"rendered":"<p>2026\u5e741\u6708\u8d77\uff0cCPF\u666e\u901a\u5de5\u8d44\u6708\u7f34\u8d39\u4e0a\u9650\u5df2\u5347\u81f38000\u65b0\u5143\uff0c\u5e74\u5ea6\u4e0a\u9650\u7ef4\u630110.2\u4e07\u65b0\u5143\u4e0d\u53d8\u300255-60\u5c81\u603b\u7f34\u8d39\u73872027\u5e741\u6708\u624d\u5347\u81f335.5%\uff0c\u65b0\u589e\u7f34\u6b3e\u5168\u90e8\u8fdb\u9000\u4f11\u8d26\u6237\u3002\u57fa\u672c\u9000\u4f11\u5b58\u6b3e2026\u5e74\u8c03\u81f311.02\u4e07\u65b0\u5143\u3002\u4f60\u7684\u9000\u4f11\u5b58\u6b3e\u5230\u5e95\u600e\u4e48\u7b97\uff1f\u5f80\u4e0b\u770b\u3002<\/p>\n","protected":false},"author":1,"featured_media":1031,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[],"class_list":["post-1030","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-global"],"_links":{"self":[{"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/posts\/1030","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/comments?post=1030"}],"version-history":[{"count":3,"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/posts\/1030\/revisions"}],"predecessor-version":[{"id":1177,"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/posts\/1030\/revisions\/1177"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/media\/1031"}],"wp:attachment":[{"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/media?parent=1030"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/categories?post=1030"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/tags?post=1030"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}