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shiyao-sources-START --><\/p>\n<div class=\"shiyao-sources\" style=\"margin:40px 0 20px;padding:20px 24px;background:#f7f4ed;border-left:3px solid #8B7355;border-radius:4px;font-size:14px;line-height:1.8\">\n<h3 style=\"margin:0 0 12px;font-size:16px;font-weight:600;color:#3A352F;letter-spacing:.05em\">\u4fe1\u606f\u6765\u6e90<\/h3>\n<p style=\"margin:0 0 10px;color:#666;font-size:13px\">\u672c\u6587\u6574\u7406\u81ea\u4ee5\u4e0b\u516c\u5f00\u6750\u6599\uff1a<\/p>\n<ul style=\"margin:0 0 14px;padding-left:20px;color:#3A352F\">\n<li><a href=\"https:\/\/us-wealth-guide.com\/2026-401k-ti-qu-gui-ze\" target=\"_blank\" rel=\"noopener nofollow\">2026 401(k)\u63d0\u53d6\u89c4\u5219\uff5c\u7f5a\u6b3e\u00b7RMD\u00b7\u8d37\u6b3e\u6307\u5357 | \u7f8e\u56fd\u9ad8\u51c0\u8d22\u52a1\u6307\u5357<\/a><\/li>\n<li><a href=\"https:\/\/walletgrower.com\/retirement\/rmd-rules-2026\" target=\"_blank\" rel=\"noopener nofollow\">RMD Rules 2026: Age 73 Trigger (75 if Born After 1959), 25% Penalty (10% if Fixed in 2 Years), Roth 401(k) Now Exempt | WalletGrower<\/a><\/li>\n<li><a href=\"https:\/\/us-wealth-guide.com\/2026-rmd-guide\" target=\"_blank\" rel=\"noopener nofollow\">RMD\u5fc5\u987b\u6700\u4f4e\u63d0\u53d6\u6307\u5357\uff5c73\u5c81\u89c4\u5219\u00b7\u8ba1\u7b97\u65b9\u6cd5\u00b7\u7f5a\u6b3e\u89c4\u907f\uff5c2026 | \u7f8e\u56fd\u9ad8\u51c0\u8d22\u52a1\u6307\u5357<\/a><\/li>\n<li><a href=\"https:\/\/safemoney.com\/retirement-planning\/required-minimum-distributions\" target=\"_blank\" rel=\"noopener nofollow\">Required Minimum Distributions (RMDs) 2026<\/a><\/li>\n<li><a href=\"https:\/\/safemoney.com\/retirement-accounts\/required-minimum-distribution\" target=\"_blank\" rel=\"noopener nofollow\">RMDs: Required Minimum Distribution Rules &#038; Ages 2026 | SafeMoney.com<\/a><\/li>\n<li><a href=\"https:\/\/www.schwab.com\/learn\/story\/rmd-reference-guide\" target=\"_blank\" rel=\"noopener nofollow\">RMD Reference Guide | Charles Schwab<\/a><\/li>\n<li><a href=\"https:\/\/ourtaxpartner.com\/rmd-rules-2026-age-73-deadlines\" target=\"_blank\" rel=\"noopener nofollow\">RMD Rules in 2026: Age 73 Deadlines and Missed Withdrawals | Ourtaxpartner.com<\/a><\/li>\n<li><a href=\"https:\/\/gudorffinancial.com\/blog\/ira-required-minimum-distribution-rmd-table-for-2026\" target=\"_blank\" rel=\"noopener nofollow\">IRA Required Minimum Distribution (RMD) Table for 2026 \u2014 Gudorf Financial Group, LLC<\/a><\/li>\n<\/ul>\n<p style=\"margin:0;color:#777;font-size:12.5px;font-style:italic\">\u672c\u6587\u7531 Dion \u6574\u7406\u4e0e\u64b0\u5199\uff0c\u7ed3\u5408 AI \u5de5\u5177\u8f85\u52a9\u3002\u5982\u6709\u4e8b\u5b9e\u9519\u8bef\uff0c\u8bf7\u901a\u8fc7\u9875\u811a\u8054\u7cfb\u65b9\u5f0f\u53cd\u9988\u3002<\/p>\n<\/div>\n<p><!-- shiyao-sources-END --><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u5e74\u6ee173\u5c81\uff0c\u7f8e\u56fd\u7a0e\u5ef6\u9000\u4f11\u8d26\u6237\u5fc5\u987b\u5f00\u59cb\u53d6RMD\uff0c\u6f0f\u53d6\u90e8\u5206\u7f5a25%\uff1b\u82e5\u57282\u5e74\u5185\u8865\u53d6\u53ef\u964d\u81f310%\u3002Roth IRA\u6301\u6709\u4eba\u751f\u524d\u4e0d\u5f3a\u5236\u63d0\u53d6\u3002\u9996\u6b21RMD\u53ef\u5ef6\u81f3\u6b21\u5e744\u67081\u65e5\uff0c\u4f46\u5efa\u8bae\u5f53\u5e74\u9886\u53d6\u907f\u514d\u53cc\u500d\u7a0e\u52a1\u51b2\u51fb\u3002\u8bbe\u7f6e\u81ea\u52a8\u5206\u914d\u662f\u907f\u5f00\u7f5a\u91d1\u6700\u7701\u4e8b\u7684\u529e\u6cd5\u3002<\/p>\n","protected":false},"author":1,"featured_media":1169,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[],"class_list":["post-1168","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-global"],"_links":{"self":[{"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/posts\/1168","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/comments?post=1168"}],"version-history":[{"count":1,"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/posts\/1168\/revisions"}],"predecessor-version":[{"id":1171,"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/posts\/1168\/revisions\/1171"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/media\/1169"}],"wp:attachment":[{"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/media?parent=1168"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/categories?post=1168"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/tags?post=1168"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}