{"id":167,"date":"2026-05-09T16:45:38","date_gmt":"2026-05-09T08:45:38","guid":{"rendered":"https:\/\/shiyao.ltd\/yanglao\/reverse-mortgage-china\/"},"modified":"2026-05-10T01:20:45","modified_gmt":"2026-05-09T17:20:45","slug":"reverse-mortgage-china","status":"publish","type":"post","link":"https:\/\/shiyao.ltd\/yanglao\/reverse-mortgage-china\/","title":{"rendered":"\u4ee5\u623f\u517b\u8001\u8bd5\u70b9\u5931\u8d25\uff0c2026\u5e744\u5927\u66ff\u4ee3\u65b9\u6848"},"content":{"rendered":"<p>\u8bd5\u70b98\u5e74\u4ec5\u7b7e\u7ea6139\u5355\uff0c\u4ee5\u623f\u517b\u8001\uff08\u53cd\u5411\u62b5\u62bc\u517b\u8001\u4fdd\u9669\uff09\u57fa\u672c\u5931\u8d25\u3002\u6838\u5fc3\u539f\u56e0\u4e09\u5934\u5835\uff1a\u8001\u4eba\u6015\u623f\u5b50\u6ca1\u4e86\uff0c\u4fdd\u9669\u516c\u53f8\u6015\u623f\u4ef7\u6ce2\u52a8\u548c\u957f\u5bff\u98ce\u9669\uff0c\u653f\u7b56\u914d\u5957\u51e0\u4e4e\u7a7a\u767d\u30022026\u5e74\uff0c\u9760\u8c31\u65b9\u6848\u662f\u5356\u623f\u3001\u6362\u5c0f\u623f\u3001\u79df\u623f\u517b\u8001\uff0c\u642d\u914d\u91d1\u878d\u5de5\u5177\u7ec4\u5408\uff0c\u4e14\u5fc5\u987b\u4fdd\u8bc1\u8001\u4eba\u4e0d\u5931\u53bb\u73b0\u6709\u5c45\u4f4f\u6743\u548c\u57fa\u672c\u751f\u6d3b\u8d28\u91cf\u3002<\/p>\n<h2>\u8bd5\u70b9\u5931\u8d25\u7684\u6838\u5fc3\u6570\u636e\u4e0e\u539f\u56e0\u662f\u4ec0\u4e48\uff1f<\/h2>\n<p>2014\u5e747\u6708\u542f\u52a8\u8bd5\u70b9\uff0c\u5317\u4eac\u3001\u4e0a\u6d77\u3001\u5e7f\u5dde\u3001\u6b66\u6c49\u56db\u4e2a\u57ce\u5e02\u5148\u884c\u3002\u52302018\u5e74\u63a8\u5411\u5168\u56fd\u65f6\uff0c\u4ec5\u5e78\u798f\u4eba\u5bff\u4e00\u5bb6\u771f\u6b63\u627f\u4fdd\uff0c\u7d2f\u8ba1\u627f\u4fdd139\u5355\uff0899\u6237\uff09\uff0c\u7b7e\u7ea6\u610f\u5411\u5ba2\u6237201\u5355\uff08141\u6237\uff09\u3002<strong>8\u5e74\u8bd5\u70b9\uff0c\u5168\u56fd\u6210\u4ea4\u4e0d\u5230\u767e\u6237\u5bb6\u5ead\u3002<\/strong><\/p>\n<p>\u5931\u8d25\u539f\u56e0\u4e09\u5c42\uff1a<br \/>\n\u7b2c\u4e00\u5c42\uff0c\u8001\u4eba\u7aef\u300280.3%\u6709\u5b50\u5973\u7fa4\u4f53\u660e\u786e\u62d2\u7edd\uff0c\u6838\u5fc3\u662f\u6015\u201c\u623f\u6ca1\u4e86\u3001\u5bb6\u6ca1\u4e86\u201d\uff0c\u4e5f\u62c5\u5fc3\u4e0e\u4fdd\u9669\u516c\u53f8\u4ea4\u6613\u5403\u4e8f\u3002<br \/>\n\u7b2c\u4e8c\u5c42\uff0c\u4fdd\u9669\u516c\u53f8\u7aef\u3002\u76c8\u5229\u5fae\u8584\uff0c\u5374\u8981\u627f\u62c5\u8001\u4eba\u957f\u5bff\uff08\u9700\u957f\u671f\u652f\u4ed8\u517b\u8001\u91d1\uff09\u3001\u623f\u4ea7\u8d2c\u503c\u3001\u62c6\u8fc1\u7ea0\u7eb7\uff0c\u4ee5\u53ca\u8001\u4eba\u8eab\u6545\u540e\u4e0e\u5b50\u5973\u7684\u7ecf\u6d4e\u7ea0\u7eb7\u98ce\u9669\u3002\u591a\u5bb6\u83b7\u51c6\u7ecf\u8425\u7684\u4fdd\u9669\u516c\u53f8\uff0c\u53ea\u6709\u5e78\u798f\u4eba\u5bff\u505a\u51fa\u4ea7\u54c1\u3002<br \/>\n\u7b2c\u4e09\u5c42\uff0c\u653f\u7b56\u7aef\u3002\u653f\u5e9c\u505c\u7559\u5728\u201c\u89c2\u5ff5\u5021\u5bfc\u201d\u9636\u6bb5\uff0c\u6ca1\u6709\u7a0e\u6536\u4f18\u60e0\u3001\u98ce\u9669\u5206\u62c5\u673a\u5236\uff0c\u57fa\u5c42\u6cd5\u5f8b\u73af\u5883\u548c\u793e\u4f1a\u8bda\u4fe1\u4f53\u7cfb\u4e5f\u4e0d\u5b8c\u5584\u3002<\/p>\n<h2>\u623f\u4ea7\u62b5\u62bc\u3001\u53cd\u5411\u62b5\u62bc\u3001\u5356\u623f\u517b\u8001\u3001\u6362\u5c0f\u623f\u517b\u8001\u6709\u4f55\u533a\u522b\uff1f<\/h2>\n<p>\u5f88\u591a\u4eba\u628a\u8fd9\u51e0\u4ef6\u4e8b\u6df7\u4e3a\u4e00\u8c08\uff0c\u5b9e\u9645\u5dee\u522b\u5f88\u5927\u3002<\/p>\n<ul>\n<li><strong>\u623f\u4ea7\u62b5\u62bc<\/strong>\uff1a\u4f60\u62ff\u623f\u5b50\u53bb\u94f6\u884c\u501f\u94b1\uff0c\u6bcf\u6708\u8fd8\u5229\u606f\u3002\u4e0d\u8fd8\u94b1\uff0c\u94f6\u884c\u6536\u623f\u3002<\/li>\n<li><strong>\u53cd\u5411\u62b5\u62bc\uff08\u5012\u6309\u63ed\uff09<\/strong>\uff1a\u628a\u623f\u5b50\u62b5\u62bc\u7ed9\u4fdd\u9669\u516c\u53f8\uff0c\u4fdd\u9669\u516c\u53f8\u6bcf\u6708\u7ed9\u4f60\u94b1\uff0c\u4f60\u7ee7\u7eed\u4f4f\u3002\u53bb\u4e16\u540e\u4fdd\u9669\u516c\u53f8\u6536\u623f\u3002\u8bd5\u70b9\u5931\u8d25\u7684\u5c31\u662f\u8fd9\u4e2a\u3002<\/li>\n<li><strong>\u5356\u623f\u517b\u8001<\/strong>\uff1a\u4e00\u6b21\u6027\u628a\u623f\u5b50\u5356\u6389\uff0c\u62ff\u5230\u5168\u90e8\u623f\u6b3e\uff0c\u7528\u4e8e\u79df\u623f\u6216\u4f4f\u517b\u8001\u9662\u3002<\/li>\n<li><strong>\u6362\u5c0f\u623f\u517b\u8001<\/strong>\uff1a\u5356\u6389\u5927\u623f\u5b50\uff0c\u4e70\u5957\u5c0f\u623f\u5b50\uff0c\u5dee\u4ef7\u7528\u4e8e\u517b\u8001\u3002<\/li>\n<\/ul>\n<blockquote><p>\u201c\u5bf9\u4e8e\u53ea\u6709\u4e00\u5904\u4f4f\u6240\u7684\u8001\u5e74\u7fa4\u4f53\uff0c\u4e00\u65b9\u9762\u8981\u5c45\u5bb6\u517b\u8001\uff0c\u4e00\u65b9\u9762\u8981\u6269\u5927\u6536\u5165\u6765\u6e90\uff0c\u5728\u6ca1\u6709\u7ee7\u627f\u4eba\u7684\u6761\u4ef6\u4e0b\uff0c\u53cd\u5411\u62b5\u62bc\u662f\u4e00\u4e2a\u73b0\u5b9e\u7684\u9009\u9879\u3002\u201d\u2014\u2014\u4e2d\u56fd\u793e\u79d1\u9662\u4e16\u754c\u793e\u4fdd\u7814\u7a76\u4e2d\u5fc3\u4e3b\u4efb\u90d1\u79c9\u6587<\/p><\/blockquote>\n<h2>\u5356\u623f\u517b\u8001\u548c\u6362\u5c0f\u623f\u517b\u8001\uff0c\u54ea\u4e2a\u66f4\u9002\u540850+\u4e2d\u4ea7\uff1f<\/h2>\n<p>\u9009\u54ea\u4e2a\uff0c\u6838\u5fc3\u770b\u4e24\u70b9\uff1a\u4f60\u5bf9\u5c45\u4f4f\u5730\u7684\u7559\u604b\u7a0b\u5ea6\uff0c\u4ee5\u53ca\u5b50\u5973\u7684\u6001\u5ea6\u3002<\/p>\n<p>\u5356\u623f\u517b\u8001\uff1a\u62ff\u5230\u5168\u90e8\u73b0\u91d1\uff0c\u7075\u6d3b\u6027\u6700\u9ad8\u3002\u4f46\u4f60\u8981\u89e3\u51b3\u540e\u7eed\u4f4f\u6240\u3002\u81ea\u5df1\u79df\u623f\uff0c\u6216\u4f4f\u517b\u8001\u9662\u3002\u9002\u5408\u65e0\u5b50\u5973\u3001\u6216\u5b50\u5973\u660e\u786e\u4e0d\u7ee7\u627f\u623f\u4ea7\u7684\u5bb6\u5ead\u3002\u7f3a\u70b9\u662f\uff0c\u4e00\u6b21\u6027\u62ff\u5230\u5927\u989d\u73b0\u91d1\uff0c\u7ba1\u7406\u4e0d\u597d\u5bb9\u6613\u82b1\u5149\u3002<\/p>\n<p>\u6362\u5c0f\u623f\u517b\u8001\uff1a\u5356\u6389\u5927\u623f\u6362\u5c0f\u623f\uff0c\u5dee\u4ef7\u51e0\u5341\u4e07\u5230\u51e0\u767e\u4e07\u4e0d\u7b49\uff0c\u8fd9\u7b14\u94b1\u53ef\u4ee5\u4e70\u5e74\u91d1\u9669\u3001\u5b58\u94f6\u884c\u5403\u5229\u606f\uff0c\u4f5c\u4e3a\u65e5\u5e38\u8865\u5145\u6536\u5165\u3002\u4f60\u7ee7\u7eed\u4f4f\u5728\u81ea\u5df1\u623f\u5b50\u91cc\uff0c\u53ea\u662f\u5c0f\u4e00\u70b9\u3002\u9002\u5408\u4e0d\u613f\u79bb\u5f00\u719f\u6089\u793e\u533a\u3001\u6709\u5b50\u5973\u4f46\u4e0d\u60f3\u7ed9\u5b50\u5973\u6dfb\u8d1f\u62c5\u7684\u5bb6\u5ead\u3002<strong>\u6362\u5c0f\u623f\u662f2026\u5e74\u6700\u7a33\u59a5\u7684\u201c\u4ee5\u623f\u517b\u8001\u201d\u66ff\u4ee3\u65b9\u6848\u3002<\/strong><\/p>\n<h2>\u5982\u679c\u4e0d\u60f3\u5356\u623f\uff0c\u8fd8\u6709\u54ea\u4e9b\u91d1\u878d\u6216\u653f\u7b56\u66ff\u4ee3\u65b9\u6848\uff1f<\/h2>\n<p>\u4e0d\u5356\u623f\uff0c\u4f46\u623f\u5b50\u4e0d\u80fd\u201c\u6b7b\u5728\u90a3\u91cc\u201d\u3002\u4ee5\u4e0b\u51e0\u79cd\u7ec4\u5408\u53ef\u4ee5\u9009\uff1a<\/p>\n<p>\u4e00\u662f<strong>\u79df\u623f\u517b\u8001<\/strong>\u3002\u628a\u623f\u5b50\u79df\u51fa\u53bb\uff0c\u81ea\u5df1\u4f4f\u5c0f\u623f\u5b50\u6216\u517b\u8001\u9662\u3002\u79df\u91d1\u6536\u5165\u7a33\u5b9a\uff0c\u623f\u5b50\u4ea7\u6743\u4e0d\u53d8\u3002\u4e0a\u6d77\u666e\u9640\u533a\u66fe\u63a8\u201c\u4ee5\u623f\u81ea\u52a9\u517b\u8001\u201d\uff1a\u8001\u4eba\u628a\u623f\u5b50\u51fa\u79df\uff0c\u79df\u91d1\u76f4\u63a5\u4ed8\u7ed9\u517b\u8001\u9662\uff0c\u81ea\u5df1\u5b89\u5fc3\u4f4f\u3002\u9002\u5408\u7a7a\u5de2\u8001\u4eba\u3002<\/p>\n<p>\u4e8c\u662f<strong>\u201c\u552e\u623f\u8fd4\u79df\u201d<\/strong>\u3002\u628a\u623f\u5b50\u5356\u7ed9\u673a\u6784\uff0c\u673a\u6784\u518d\u4f4e\u4ef7\u8fd4\u79df\u7ed9\u4f60\u3002\u4f60\u4e00\u6b21\u6027\u62ff\u5230\u623f\u6b3e\uff0c\u7ee7\u7eed\u4f4f\u5728\u539f\u623f\u5b50\u91cc\u3002\u5317\u4eac\u3001\u4e0a\u6d77\u65e9\u671f\u8bd5\u70b9\u8fc7\uff0c\u4f46\u5173\u952e\u662f\u627e\u9760\u8c31\u673a\u6784\uff0c\u9632\u6b62\u673a\u6784\u8dd1\u8def\u3002<\/p>\n<p>\u4e09\u662f<strong>\u91d1\u878d\u7ec4\u5408<\/strong>\u3002\u7528\u623f\u5b50\u505a\u62b5\u62bc\uff0c\u4ece\u94f6\u884c\u501f\u51fa\u4e00\u7b14\u94b1\uff0c\u8d2d\u4e70\u7ec8\u8eab\u5e74\u91d1\u9669\u3002\u6bcf\u6708\u62ff\u5e74\u91d1\uff0c\u623f\u5b50\u8fd8\u662f\u4f60\u7684\u3002\u98ce\u9669\u662f\u5229\u7387\u6ce2\u52a8\u548c\u623f\u4ef7\u4e0b\u8dcc\u53ef\u80fd\u8ba9\u4f60\u201c\u5012\u6b20\u94f6\u884c\u201d\u3002<\/p>\n<p>\u56db\u662f<strong>\u5bb6\u5ead\u5185\u90e8\u53cd\u5411\u62b5\u62bc<\/strong>\u3002\u623f\u5b50\u8fc7\u6237\u7ed9\u5b50\u5973\uff0c\u5b50\u5973\u6bcf\u6708\u7ed9\u4f60\u201c\u517b\u8001\u91d1\u201d\u3002\u8fd9\u4e2a\u6cd5\u5b50\u6700\u7701\u94b1\uff0c\u4f46\u8003\u9a8c\u5b50\u5973\u4fe1\u7528\u3002\u6700\u597d\u7b7e\u534f\u8bae\u3001\u516c\u8bc1\u3002<\/p>\n<p><strong>\u503c\u5f97\u5173\u6ce8\u7684\u662f<\/strong>\uff0c\u5357\u4eac2005\u5e74\u201c\u6c64\u5c71\u6e29\u6cc9\u7559\u56ed\u8001\u5e74\u516c\u5bd3\u201d\u4ee5\u623f\u6362\u517b\u6a21\u5f0f\uff0c\u56e0\u53c2\u4e0e\u4e3b\u4f53\u662f\u6c11\u8425\u4f01\u4e1a\uff0c\u76d1\u7ba1\u7f3a\u5931\uff0c\u6700\u7ec8\u5931\u8d25\u3002\u5317\u4eac2007\u5e74\u59d4\u6258\u79df\u8d41\u8ba1\u5212\u3001\u4e0a\u6d77\u552e\u623f\u8fd4\u79df\u8ba1\u5212\uff0c\u4e5f\u90fd\u6ca1\u80fd\u89c4\u6a21\u5316\u3002\u8fd9\u4e9b\u6559\u8bad\u8bf4\u660e\uff1a<strong>\u4ee5\u623f\u517b\u8001\uff0c\u6838\u5fc3\u4e0d\u662f\u91d1\u878d\u5de5\u5177\uff0c\u800c\u662f\u4fe1\u4efb\u548c\u6cd5\u5f8b\u7684\u4fdd\u969c<\/strong>\u3002<\/p>\n<p>2026\u5e74\uff0c\u522b\u6307\u671b\u201c\u53cd\u5411\u62b5\u62bc\u4fdd\u9669\u201d\u7a81\u7136\u6210\u529f\u3002\u5356\u623f\u3001\u6362\u5c0f\u623f\u3001\u79df\u623f\u3001\u91d1\u878d\u7ec4\u5408\uff0c\u9009\u4e00\u6761\u9002\u5408\u4f60\u7684\u8def\uff0c\u786e\u4fdd\u4e0d\u5931\u53bb\u5c45\u4f4f\u6743\u548c\u57fa\u672c\u751f\u6d3b\u8d28\u91cf\uff0c\u624d\u662f\u771f\u9760\u8c31\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u8bd5\u70b98\u5e74\u53ea\u5356\u51fa139\u5355\uff0c\u8001\u4eba\u6015\u5931\u623f\u3001\u4fdd\u9669\u516c\u53f8\u6015\u4e8f\u635f\u3001\u653f\u7b56\u652f\u6301\u5f31\u30022026\u5e74\uff0c\u5356\u623f\u3001\u6362\u5c0f\u623f\u3001\u79df\u623f\u517b\u8001\u52a0\u91d1\u878d\u7ec4\u5408\u624d\u662f\u9760\u8c31\u9009\u62e9\u3002\u5173\u952e\u524d\u63d0\uff1a\u4e0d\u727a\u7272\u73b0\u6709\u5c45\u4f4f\u6743\u548c\u57fa\u672c\u751f\u6d3b\u8d28\u91cf\u3002<\/p>\n","protected":false},"author":1,"featured_media":168,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-167","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-wealth"],"_links":{"self":[{"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/posts\/167","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/comments?post=167"}],"version-history":[{"count":1,"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/posts\/167\/revisions"}],"predecessor-version":[{"id":356,"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/posts\/167\/revisions\/356"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/media\/168"}],"wp:attachment":[{"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/media?parent=167"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/categories?post=167"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/tags?post=167"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}