{"id":236,"date":"2026-05-09T18:11:06","date_gmt":"2026-05-09T10:11:06","guid":{"rendered":"https:\/\/shiyao.ltd\/yanglao\/pension-and-work-years\/"},"modified":"2026-05-10T00:53:07","modified_gmt":"2026-05-09T16:53:07","slug":"pension-and-work-years","status":"publish","type":"post","link":"https:\/\/shiyao.ltd\/yanglao\/pension-and-work-years\/","title":{"rendered":"\u5de5\u9f84\u591a\u4e00\u5e74\uff0c\u517b\u8001\u91d1\u591a\u9886\u591a\u5c11\uff1f\u7b97\u6e05\u8fd9\u7b14\u8d26"},"content":{"rendered":"

\u591a\u5e72\u4e00\u5e74\uff0c\u9000\u4f11\u540e\u6bcf\u6708\u57fa\u7840\u517b\u8001\u91d1\u5927\u7ea6\u591a\u9886\u5f53\u5730\u793e\u5e73\u5de5\u8d44\u76840.8%\uff5e1%\uff0c\u540c\u65f6\u4e2a\u4eba\u8d26\u6237\u591a\u7d2f\u79ef\u51e0\u5343\u5143\uff0c\u6298\u7b97\u5230\u6bcf\u6708\u591a\u9886\u51e0\u5341\u5230\u4e0a\u767e\u5143\u3002\u5177\u4f53\u91d1\u989d\u53d6\u51b3\u4e8e\u4f60\u7684\u7f34\u8d39\u57fa\u6570\u3001\u5f53\u5730\u793e\u5e73\u5de5\u8d44\u548c\u9000\u4f11\u5e74\u9f84\u2014\u2014\u4e0d\u662f\u56fa\u5b9a\u6570\u5b57\uff0c\u4f46\u5dee\u8ddd\u5b9e\u5b9e\u5728\u5728\u3002<\/p>\n

\u7f34\u8d39\u5e74\u9650\u5982\u4f55\u5f71\u54cd\u57fa\u7840\u517b\u8001\u91d1\uff1f<\/h2>\n

\u57fa\u7840\u517b\u8001\u91d1\u7684\u8ba1\u7b97\u516c\u5f0f\u662f\uff1a\u9000\u4f11\u65f6\u5f53\u5730\u793e\u5e73\u5de5\u8d44 \u00d7\uff081 + \u672c\u4eba\u5e73\u5747\u7f34\u8d39\u6307\u6570\uff09\u00f7 2 \u00d7 \u7f34\u8d39\u5e74\u9650 \u00d7 1%\u3002
\n\u7f34\u8d39\u5e74\u9650\u6bcf\u589e\u52a01\u5e74\uff0c\u57fa\u7840\u517b\u8001\u91d1\u5c31\u591a\u51fa\u201c\u793e\u5e73\u5de5\u8d44 \u00d7\uff081+\u5e73\u5747\u7f34\u8d39\u6307\u6570\uff09\u00f7 2 \u00d7 1%\u201d\u3002\u630960%\u57fa\u6570\u7f34\u8d39\uff08\u6307\u65700.6\uff09\uff0c\u6bcf\u5e74\u591a\u9886\u793e\u5e73\u5de5\u8d44\u76840.8%\uff1b\u6309100%\u57fa\u6570\u7f34\u8d39\uff08\u6307\u65701.0\uff09\uff0c\u6bcf\u5e74\u591a\u98861%\u3002
\n\u5982\u679c\u5f53\u5730\u793e\u5e73\u5de5\u8d44\u662f8682\u5143\uff08\u53c2\u8003\u6c5f\u95e82023\u5e74\u6570\u636e\uff09\uff0c\u630960%\u57fa\u6570\u591a\u7f341\u5e74\uff0c\u57fa\u7840\u517b\u8001\u91d1\u6bcf\u6708\u591a\u7ea669\u5143\uff1b\u591a\u7f345\u5e74\uff0c\u6bcf\u6708\u591a\u7ea6347\u5143\u3002<\/p>\n

\u4e2a\u4eba\u8d26\u6237\u591a\u5b58\u4e00\u5e74\u80fd\u591a\u9886\u591a\u5c11\u94b1\uff1f<\/h2>\n

\u4e2a\u4eba\u8d26\u6237\u517b\u8001\u91d1 = \u9000\u4f11\u65f6\u4e2a\u4eba\u8d26\u6237\u603b\u989d \u00f7 \u8ba1\u53d1\u6708\u6570\uff0860\u5c81\u9000\u4f11\u8ba1\u53d1139\u4e2a\u6708\uff09\u3002
\n\u6bcf\u6708\u6309\u7f34\u8d39\u57fa\u6570\u76848%\u5212\u5165\u4e2a\u4eba\u8d26\u6237\u3002\u82e5\u63094000\u5143\u57fa\u6570\u7f34\u8d39\uff0c\u6bcf\u6708\u5212\u5165320\u5143\uff0c\u4e00\u5e74\u5212\u51653840\u5143\u3002\u8fd9\u7b14\u94b1\u52a0\u4e0a\u6bcf\u5e747%\uff5e8%\u7684\u8bb0\u8d26\u5229\u606f\uff0c\u5230\u9000\u4f11\u65f6\u518d\u9664\u4ee5139\uff0c\u6bcf\u6708\u5927\u7ea6\u591a\u988628\uff5e30\u5143\u3002
\n\u6ce8\u610f\uff1a\u5982\u679c\u7f34\u8d39\u57fa\u6570\u66f4\u9ad8\uff0c\u4e2a\u4eba\u8d26\u6237\u7d2f\u79ef\u66f4\u5feb\uff0c\u6bcf\u6708\u591a\u9886\u7684\u91d1\u989d\u4e5f\u66f4\u9ad8\u3002<\/p>\n

30\u5e74\u5de5\u9f84\u548c40\u5e74\u5de5\u9f84\u517b\u8001\u91d1\u5dee\u591a\u5c11\uff1f<\/h2>\n

\u7f34\u8d39\u5e74\u9650\u76f8\u5dee10\u5e74\uff0c\u57fa\u7840\u517b\u8001\u91d1\u5dee\u8ddd\u662f\u201c\u793e\u5e73\u5de5\u8d44 \u00d7\uff081+\u5e73\u5747\u7f34\u8d39\u6307\u6570\uff09\u00f7 2 \u00d7 10%\u201d\u3002
\n\u630960%\u57fa\u6570\uff1a10\u5e74\u5dee\u8ddd = \u793e\u5e73\u5de5\u8d44 \u00d7 0.8% \u00d7 10 = \u793e\u5e73\u5de5\u8d44\u76848%\u3002\u793e\u5e73\u5de5\u8d448682\u5143\u65f6\uff0c\u6bcf\u6708\u57fa\u7840\u517b\u8001\u91d1\u5c11694\u5143\u3002
\n\u52a0\u4e0a\u4e2a\u4eba\u8d26\u6237\u5dee\u8ddd\uff08\u630960%\u57fa\u6570\u8ba1\u7b97\uff0c10\u5e74\u4e2a\u4eba\u8d26\u6237\u7ea6\u591a38400\u5143\uff0c\u6bcf\u6708\u591a\u9886276\u5143\uff09\uff0c\u5408\u8ba1\u6bcf\u6708\u5c11\u9886\u7ea6970\u5143\u3002
\n\u5982\u679c\u6309100%\u57fa\u6570\u7f34\u8d39\uff0c\u5dee\u8ddd\u66f4\u5927\uff0c\u6bcf\u6708\u5dee\u989d\u53ef\u8d85\u8fc71300\u5143\u3002<\/p>\n

\n

\u201c\u517b\u8001\u91d1\u8ba1\u53d1\u9075\u5faa\u2018\u591a\u7f34\u591a\u5f97\uff0c\u957f\u7f34\u591a\u5f97\u2019\u539f\u5219\uff0c\u5373\u7f34\u8d39\u5e74\u9650\u8d8a\u957f\uff0c\u57fa\u672c\u517b\u8001\u91d1\u5c31\u8d8a\u9ad8\uff0c\u4e2a\u4eba\u8d26\u6237\u7d2f\u8ba1\u50a8\u5b58\u989d\u8d8a\u591a\uff0c\u4e2a\u4eba\u8d26\u6237\u517b\u8001\u91d1\u8d8a\u591a\u3002\u201d\u2014\u2014\u6c5f\u95e8\u5e02\u793e\u4f1a\u4fdd\u9669\u57fa\u91d1\u7ba1\u7406\u5c40\u5b98\u65b9\u6d4b\u7b97<\/p>\n<\/blockquote>\n

\u89c6\u540c\u7f34\u8d39\u5e74\u9650\u7b97\u4e0d\u7b97\u5de5\u9f84\uff1f\u600e\u4e48\u7b97\u94b1\uff1f<\/h2>\n

\u89c6\u540c\u7f34\u8d39\u5e74\u9650\u7b97\u5de5\u9f84\uff0c\u662f\u6307\u517b\u8001\u4fdd\u9669\u5236\u5ea6\u5b9e\u65bd\u524d\uff08\u5404\u5730\u65f6\u95f4\u4e0d\u540c\uff0c\u4e00\u822c\u57281992\uff5e1996\u5e74\uff09\u7684\u8fde\u7eed\u5de5\u9f84\uff0c\u4e2a\u4eba\u65e0\u9700\u7f34\u8d39\uff0c\u7531\u56fd\u5bb6\u627f\u8ba4\u3002
\n\u8ba4\u5b9a\u6761\u4ef6\uff1a\u5fc5\u987b\u6709\u4eba\u4e8b\u6863\u6848\u4e2d\u7684\u539f\u59cb\u8bb0\u5f55\uff08\u62db\u5de5\u8868\u3001\u8f6c\u6b63\u5b9a\u7ea7\u8868\u7b49\uff09\uff0c\u793e\u4fdd\u90e8\u95e8\u5ba1\u6838\u540e\u8ba1\u5165\u7f34\u8d39\u5e74\u9650\u3002
\n\u8ba1\u7b97\u65b9\u5f0f\uff1a\u89c6\u540c\u7f34\u8d39\u5e74\u9650\u5728\u57fa\u7840\u517b\u8001\u91d1\u4e2d\u4e0e\u5b9e\u7f34\u5e74\u9650\u5408\u5e76\u8ba1\u7b97\u3002\u540c\u65f6\uff0c\u6709\u89c6\u540c\u7f34\u8d39\u5e74\u9650\u7684\u4eba\u8fd8\u80fd\u9886\u53d6\u201c\u8fc7\u6e21\u6027\u517b\u8001\u91d1\u201d\uff0c\u6309\u5404\u7701\u81ea\u884c\u5236\u5b9a\u7684\u516c\u5f0f\u8ba1\u7b97\uff0c\u4e00\u822c\u76f8\u5f53\u4e8e\u89c6\u540c\u7f34\u8d39\u5e74\u9650\u671f\u95f4\u201c\u865a\u62df\u7f34\u8d39\u201d\u4ea7\u751f\u7684\u5f85\u9047\u3002<\/p>\n

\u613f\u610f\u6df1\u8bfb\u7684\u8bdd\u9898<\/h2>\n

\u89c6\u540c\u7f34\u8d39\u5e74\u9650\u7684\u8ba4\u5b9a\u6761\u4ef6\u4e0e\u8fc7\u6e21\u6027\u517b\u8001\u91d1\u8ba1\u7b97<\/strong>
\n\u89c6\u540c\u7f34\u8d39\u5e74\u9650\u4e0d\u662f\u81ea\u52a8\u8ba4\u5b9a\u7684\u3002\u9700\u8981\u6863\u6848\u91cc\u67091992\u5e74\u4e4b\u524d\u7684\u8fde\u7eed\u5de5\u9f84\u8bb0\u5f55\u3002\u8fc7\u6e21\u6027\u517b\u8001\u91d1\u5404\u7701\u516c\u5f0f\u4e0d\u540c\uff0c\u901a\u5e38\u4e0e\u89c6\u540c\u7f34\u8d39\u5e74\u9650\u3001\u89c6\u540c\u7f34\u8d39\u6307\u6570\uff08\u4e00\u822c\u63091.0\u8ba1\u7b97\uff09\u6302\u94a9\uff0c\u8fd9\u90e8\u5206\u94b1\u76f8\u5f53\u4e8e\u5bf9\u65e9\u671f\u6ca1\u6709\u4e2a\u4eba\u8d26\u6237\u7684\u8865\u507f\u3002<\/p>\n

\u4e2a\u4eba\u8d26\u6237\u8ba1\u53d1\u6708\u6570\uff0850\/55\/60\u5c81\u9000\u4f11\uff09\u5bf9\u6708\u9886\u91d1\u989d\u7684\u5f71\u54cd<\/strong>
\n\u4e2a\u4eba\u8d26\u6237\u603b\u989d\u4e0d\u53d8\uff0c\u4f46\u8ba1\u53d1\u6708\u6570\u4e0d\u540c\uff1a50\u5c81\u9000\u4f11\u6309195\u4e2a\u6708\uff0c55\u5c81\u6309170\u4e2a\u6708\uff0c60\u5c81\u6309139\u4e2a\u6708\u3002\u8d8a\u65e9\u9000\u4f11\uff0c\u6708\u9886\u91d1\u989d\u8d8a\u4f4e\u3002\u4f8b\u5982\u4e2a\u4eba\u8d26\u6237\u670910\u4e07\u5143\uff0c60\u5c81\u9000\u4f11\u6bcf\u6708\u9886719\u5143\uff0c50\u5c81\u9000\u4f11\u6bcf\u6708\u4ec5512\u5143\u3002<\/p>\n

\u5b9e\u9645\u6848\u4f8b\uff1a\u630960%\u548c100%\u57fa\u6570\u7f34\u8d39\uff0c\u6bcf\u591a\u4e00\u5e74\u5dee\u8ddd\u5bf9\u6bd4<\/strong><\/p>\n

    \n
  • 60%\u57fa\u6570\uff1a\u591a\u7f341\u5e74\uff0c\u57fa\u7840\u517b\u8001\u91d1\u591a\u9886\u793e\u5e73\u5de5\u8d440.8% + \u4e2a\u4eba\u8d26\u6237\u6bcf\u6708\u591a\u9886\u7ea630\u5143\u3002\u793e\u5e73\u5de5\u8d448682\u5143\u65f6\uff0c\u5408\u8ba1\u6bcf\u6708\u591a\u9886\u7ea6100\u5143\u3002<\/li>\n
  • 100%\u57fa\u6570\uff1a\u591a\u7f341\u5e74\uff0c\u57fa\u7840\u517b\u8001\u91d1\u591a\u9886\u793e\u5e73\u5de5\u8d441% + \u4e2a\u4eba\u8d26\u6237\u6bcf\u6708\u591a\u9886\u7ea650\u5143\u3002\u5408\u8ba1\u6bcf\u6708\u591a\u9886\u7ea6137\u5143\u3002<\/li>\n<\/ul>\n

    \u5dee\u8ddd\u7684\u6838\u5fc3\u5728\u4e8e\uff1a\u7f34\u8d39\u57fa\u6570\u8d8a\u9ad8\uff0c\u57fa\u7840\u517b\u8001\u91d1\u548c\u4e2a\u4eba\u8d26\u6237\u90fd\u8ddf\u7740\u6da8\u3002\u9009\u62e9\u7f34\u8d39\u6863\u6b21\u65f6\uff0c\u8981\u8003\u8651\u672a\u6765\u793e\u5e73\u5de5\u8d44\u7684\u589e\u957f\uff0c\u957f\u671f\u770b\uff0c\u9ad8\u57fa\u6570\u7f34\u8d39\u7684\u56de\u62a5\u66f4\u660e\u663e\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"

    \u6bcf\u591a\u7f34\u4e00\u5e74\u793e\u4fdd\uff0c\u9000\u4f11\u540e\u6bcf\u6708\u57fa\u7840\u517b\u8001\u91d1\u591a\u9886\u5f53\u5730\u793e\u5e73\u5de5\u8d44\u76840.8%\uff5e1%\uff0c\u4e2a\u4eba\u8d26\u6237\u518d\u589e\u51e0\u5341\u5143\u3002\u4ee560%\u57fa\u6570\u7f34\u8d39\uff0c\u591a\u5e725\u5e74\u6bcf\u6708\u591a\u9886\u7ea6485\u5143\u3002\u5dee\u8ddd\u5c31\u5728\u7f34\u8d39\u57fa\u6570\u548c\u5e74\u9650\uff0c\u4f46\u89c6\u540c\u7f34\u8d39\u5e74\u9650\u7b97\u5de5\u9f84\uff0c\u9700\u6863\u6848\u8ba4\u5b9a\u300230\u5e74\u4e0e40\u5e74\u5de5\u9f84\uff0c\u517b\u8001\u91d1\u5dee\u989d\u53ef\u8fbe\u4e0a\u5343\u5143\u3002<\/p>\n","protected":false},"author":1,"featured_media":237,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7,2],"tags":[],"class_list":["post-236","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-housing","category-policy"],"_links":{"self":[{"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/posts\/236","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/comments?post=236"}],"version-history":[{"count":1,"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/posts\/236\/revisions"}],"predecessor-version":[{"id":322,"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/posts\/236\/revisions\/322"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/media\/237"}],"wp:attachment":[{"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/media?parent=236"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/categories?post=236"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/tags?post=236"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}