{"id":250,"date":"2026-05-09T18:15:18","date_gmt":"2026-05-09T10:15:18","guid":{"rendered":"https:\/\/shiyao.ltd\/yanglao\/pension-replacement-rate-gap\/"},"modified":"2026-05-10T00:48:54","modified_gmt":"2026-05-09T16:48:54","slug":"pension-replacement-rate-gap","status":"publish","type":"post","link":"https:\/\/shiyao.ltd\/yanglao\/pension-replacement-rate-gap\/","title":{"rendered":"\u673a\u5173\u4e8b\u4e1a80%vs\u4f01\u4e1a41%\uff1a\u5dee\u8ddd\u7b97\u6cd5+\u7f29\u5c0f\u8def\u5f84"},"content":{"rendered":"

\u517b\u8001\u91d1\u66ff\u4ee3\u7387\u5dee\u8ddd\u7684\u6838\u5fc3\uff0c\u5728\u4e8e\u8ba1\u53d1\u89c4\u5219\u4e0d\u540c\uff1a\u673a\u5173\u4e8b\u4e1a\u5355\u4f4d\u8001\u529e\u6cd5\u6309\u5de5\u9f84\u76f4\u63a5\u5b9a\u6bd4\u4f8b\uff08\u6ee135\u5e74\u53d190%\uff09\uff0c\u4f01\u4e1a\u804c\u5de5\u6309\u7f34\u8d39\u57fa\u6570\u548c\u5e74\u9650\u7b97\uff08\u901a\u5e38\u53ea\u670940%-60%\uff09\u3002\u5e76\u8f68\u540e\u516c\u5f0f\u7edf\u4e00\uff0c\u4f46\u5dee\u8ddd\u4e0d\u4f1a\u81ea\u52a8\u6d88\u5931\u2014\u2014\u63d0\u9ad8\u7f34\u8d39\u57fa\u6570\u3001\u5ef6\u957f\u7f34\u8d39\u5e74\u9650\u3001\u914d\u7f6e\u804c\u4e1a\/\u4f01\u4e1a\u5e74\u91d1\uff0c\u624d\u662f\u7f29\u5c0f\u5dee\u8ddd\u7684\u5b9e\u64cd\u8def\u5f84\u3002<\/p>\n

\u66ff\u4ee3\u7387\u600e\u4e48\u7b97\uff1f<\/h2>\n

\u517b\u8001\u91d1\u66ff\u4ee3\u7387=\u9000\u4f11\u540e\u6708\u517b\u8001\u91d1\u00f7\u9000\u4f11\u524d\u6708\u5de5\u8d44\u3002\u6bd4\u5982\u9000\u4f11\u524d\u6708\u85aa1\u4e07\uff0c\u517b\u8001\u91d15000\u5143\uff0c\u66ff\u4ee3\u7387\u5c31\u662f50%\u3002\u56fd\u9645\u8b66\u6212\u7ebf\u662f55%\uff0c\u4f4e\u4e8e\u8fd9\u4e2a\u6570\uff0c\u9000\u4f11\u540e\u751f\u6d3b\u54c1\u8d28\u53ef\u80fd\u660e\u663e\u4e0b\u964d\u3002<\/p>\n

\u673a\u517380%\u4ece\u54ea\u6765\uff1f<\/h2>\n

2014\u5e74\u5e76\u8f68\u524d\uff0c\u673a\u5173\u4e8b\u4e1a\u5355\u4f4d\u6267\u884c\u8001\u529e\u6cd5\uff1a\u5de5\u4f5c\u6ee135\u5e74\uff0c\u517b\u8001\u91d1\u6309\u9000\u4f11\u524d\u5de5\u8d44\u768490%\u53d1\uff1b\u6ee130\u5e74\u4e0d\u6ee135\u5e74\u53d185%\uff1b\u6ee120\u5e74\u4e0d\u6ee130\u5e74\u53d180%\u3002\u8fd9\u5c31\u662f80%-90%\u66ff\u4ee3\u7387\u7684\u76f4\u63a5\u6765\u6e90<\/strong>\u2014\u2014\u4e0d\u4f9d\u8d56\u7f34\u8d39\uff0c\u53ea\u770b\u5de5\u9f84\u548c\u804c\u7ea7\u3002<\/p>\n

\u4f01\u4e1a41%\u600e\u4e48\u7b97\uff1f<\/h2>\n

\u4f01\u4e1a\u804c\u5de5\u517b\u8001\u91d1=\u57fa\u7840\u517b\u8001\u91d1+\u4e2a\u4eba\u8d26\u6237\u517b\u8001\u91d1+\u8fc7\u6e21\u6027\u517b\u8001\u91d1\uff08\u6709\u89c6\u540c\u7f34\u8d39\u5e74\u9650\u8005\uff09\u3002\u4ee5\u67d0\u5730\u793e\u5e73\u5de5\u8d447000\u5143\u4e3a\u4f8b\uff0c\u7537\u602760\u5c81\u9000\u4f11\uff0c\u7f34\u8d3925\u5e74\uff0c\u6307\u65701.1\uff0c\u4e2a\u4eba\u8d26\u623711.5\u4e07\u5143\uff0c\u7b97\u4e0b\u6765\u517b\u8001\u91d1\u7ea63473\u5143\uff0c\u66ff\u4ee3\u7387\u4e0d\u523050%\u3002\u4f01\u4e1a\u66ff\u4ee3\u7387\u4f4e\u7684\u6838\u5fc3\u539f\u56e0<\/strong>\uff1a\u7f34\u8d39\u57fa\u6570\u5e38\u6309\u6700\u4f4e\u6863\uff08\u793e\u5e7360%\uff09\uff0c\u7f34\u8d39\u5e74\u9650\u77ed\uff08\u5f88\u591a\u4eba\u53ea\u4ea415\u5e74\uff09\uff0c\u4e14\u591a\u6570\u4f01\u4e1a\u6ca1\u6709\u4f01\u4e1a\u5e74\u91d1\u3002<\/p>\n

\u5e76\u8f68\u540e\u600e\u4e48\u7f29\u5c0f\u5dee\u8ddd\uff1f<\/h2>\n

2014\u5e7410\u6708\u5e76\u8f68\u542f\u52a8\uff0c2024\u5e7410\u6708\u8fc7\u6e21\u671f\u7ed3\u675f\uff0c\u673a\u5173\u4e8b\u4e1a\u5355\u4f4d\u6539\u7528\u548c\u4f01\u4e1a\u76f8\u540c\u7684\u8ba1\u7b97\u516c\u5f0f\u3002\u4f46\u5dee\u8ddd\u4e0d\u4f1a\u81ea\u52a8\u6d88\u5931<\/strong>\uff0c\u539f\u56e0\u6709\u4e09\uff1a<\/p>\n

    \n
  • \u7f34\u8d39\u57fa\u6570\uff1a\u673a\u5173\u4e8b\u4e1a\u5355\u4f4d\u6309\u5b9e\u9645\u5de5\u8d44\u8db3\u989d\u7f34\uff0c\u4f01\u4e1a\u5e38\u6309\u6700\u4f4e\u57fa\u6570\u7f34<\/li>\n
  • \u7f34\u8d39\u5e74\u9650\uff1a\u4f53\u5236\u5185\u5de5\u4f5c\u7a33\u5b9a\uff0c\u7f34\u8d3930-40\u5e74\uff1b\u4f01\u4e1a\u804c\u5de5\u9891\u7e41\u6362\u5de5\u4f5c\uff0c\u5e38\u53ea\u4ea415\u5e74<\/li>\n
  • \u5e74\u91d1\u914d\u7f6e\uff1a\u673a\u5173\u5f3a\u5236\u5efa\u7acb\u804c\u4e1a\u5e74\u91d1\uff08\u5355\u4f4d8%+\u4e2a\u4eba4%\uff09\uff0c\u4f01\u4e1a\u5e74\u91d1\u8986\u76d6\u7387\u6781\u4f4e<\/li>\n<\/ul>\n

    \u4e2d\u56fd\u793e\u79d1\u9662\u4e16\u754c\u793e\u4fdd\u7814\u7a76\u4e2d\u5fc3\u4e3b\u4efb\u90d1\u79c9\u6587\u66fe\u6307\u51fa\uff1a\u517b\u8001\u91d1\u66ff\u4ee3\u7387\u5df2\u4ece15\u5e74\u524d\u7684\u7ea650%\u964d\u81f3\u7ea640%\uff0c\u5e74\u8f7b\u4eba\u5e94\u5c3d\u65e9\u89c4\u5212\u517b\u8001\u3002<\/p><\/blockquote>\n

    \u5177\u4f53\u7f29\u5c0f\u5dee\u8ddd\u7684\u8def\u5f84<\/strong>\uff1a<\/p>\n

      \n
    • \u63d0\u9ad8\u7f34\u8d39\u57fa\u6570\uff1a\u548c\u5355\u4f4d\u534f\u5546\uff0c\u5c3d\u91cf\u6309\u5b9e\u9645\u5de5\u8d44\u800c\u975e\u6700\u4f4e\u57fa\u6570\u7f34\u7eb3<\/li>\n
    • \u5ef6\u957f\u7f34\u8d39\u5e74\u9650\uff1a\u907f\u514d\u65ad\u7f34\uff0c\u54ea\u6015\u7075\u6d3b\u5c31\u4e1a\u4e5f\u8981\u6301\u7eed\u4ea4<\/li>\n
    • \u914d\u7f6e\u5e74\u91d1\u6216\u5546\u4e1a\u517b\u8001\u4fdd\u9669\uff1a\u6ca1\u6709\u4f01\u4e1a\u5e74\u91d1\u7684\uff0c\u4e2a\u4eba\u53ef\u4e70\u5546\u4e1a\u517b\u8001\u5e74\u91d1\u6216\u7a0e\u5ef6\u517b\u8001\u9669<\/li>\n<\/ul>\n

      \u5e76\u8f68\u540e\uff0c\u201c\u65b0\u4eba\u201d\uff082014\u5e7410\u6708\u540e\u53c2\u52a0\u5de5\u4f5c\uff09\u7684\u66ff\u4ee3\u7387\u5b8c\u5168\u53d6\u51b3\u4e8e\u7f34\u8d39\u3002\u6570\u636e\u663e\u793a\uff0c\u7f34\u8d39\u57fa\u6570\u4ece\u793e\u5e7360%\u63d0\u9ad8\u5230300%<\/strong>\uff0c\u76ee\u6807\u66ff\u4ee3\u7387\u53ef\u4ece45.7%\u5347\u81f390%\u4ee5\u4e0a\uff08\u542b\u804c\u4e1a\u5e74\u91d1\uff09\u3002\u6362\u53e5\u8bdd\u8bb2\uff0c\u5dee\u8ddd\u4e0d\u518d\u662f\u201c\u8eab\u4efd\u201d\u51b3\u5b9a\u7684\uff0c\u800c\u662f\u4f60\u81ea\u5df1\u7684\u7f34\u8d39\u9009\u62e9\u51b3\u5b9a\u7684\u3002<\/p>\n

      \u503c\u5f97\u4e00\u63d0\u7684\u662f\uff0c\u5f88\u591a\u4f01\u4e1a\u804c\u5de5\u4ee5\u4e3a\u201c\u5e76\u8f68\u540e\u80fd\u6da8\u517b\u8001\u91d1\u201d\uff0c\u8fd9\u662f\u4e2a\u8bef\u89e3\u3002\u5e76\u8f68\u6539\u53d8\u7684\u662f\u8ba1\u7b97\u65b9\u5f0f\uff0c\u4e0d\u4f1a\u81ea\u52a8\u62c9\u9ad8\u4f01\u4e1a\u517b\u8001\u91d1<\/strong>\u3002\u771f\u95ee\u9898\u5728\u4e8e\uff1a\u4f60\u613f\u610f\u4e3a\u81ea\u5df1\u7684\u517b\u8001\u8d26\u6237\u591a\u5b58\u591a\u5c11\u94b1\u3001\u591a\u4ea4\u591a\u5c11\u5e74\uff1f<\/p>\n","protected":false},"excerpt":{"rendered":"

      \u517b\u8001\u91d1\u66ff\u4ee3\u7387\u5dee\u8ddd\u6839\u6e90\uff1a\u673a\u5173\u8001\u529e\u6cd5\u6309\u5de5\u9f84\u8ba1\u53d1\uff0880%-90%\uff09\uff0c\u4f01\u4e1a\u6309\u7f34\u8d39\u8ba1\u7b97\uff08\u7ea640%-60%\uff09\u3002\u5e76\u8f68\u540e\u516c\u5f0f\u7edf\u4e00\uff0c\u4f46\u7f34\u8d39\u57fa\u6570\u3001\u5e74\u9650\u3001\u5e74\u91d1\u4ecd\u662f\u6838\u5fc3\u53d8\u91cf\u3002\u60f3\u7f29\u5c0f\u5dee\u8ddd\uff0c\u9700\u4ece\u8fd9\u4e09\u65b9\u9762\u5165\u624b\u3002<\/p>\n","protected":false},"author":1,"featured_media":251,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7,2],"tags":[],"class_list":["post-250","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-housing","category-policy"],"_links":{"self":[{"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/posts\/250","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/comments?post=250"}],"version-history":[{"count":2,"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/posts\/250\/revisions"}],"predecessor-version":[{"id":315,"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/posts\/250\/revisions\/315"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/media\/251"}],"wp:attachment":[{"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/media?parent=250"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/categories?post=250"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/tags?post=250"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}