{"id":42,"date":"2026-05-09T15:41:02","date_gmt":"2026-05-09T07:41:02","guid":{"rendered":"https:\/\/shiyao.ltd\/yanglao\/pension-gap-civil-vs-corporate\/"},"modified":"2026-05-10T01:55:55","modified_gmt":"2026-05-09T17:55:55","slug":"pension-gap-civil-vs-corporate","status":"publish","type":"post","link":"https:\/\/shiyao.ltd\/yanglao\/pension-gap-civil-vs-corporate\/","title":{"rendered":"\u673a\u5173\u4e8b\u4e1a vs \u4f01\u4e1a\u517b\u8001\u91d12026\uff1a\u5dee\u8ddd\u8fd8\u57282\u500d\u5417"},"content":{"rendered":"<p>2026\u5e74\u673a\u5173\u4e8b\u4e1a\u5355\u4f4d\u9000\u4f11\u91d1\u7ea6<span style=\"font-weight:bold;\">8000-10000\u5143\/\u6708<\/span>\uff0c\u4f01\u4e1a\u5e73\u5747<span style=\"font-weight:bold;\">3000-4000\u5143\/\u6708<\/span>\uff0c\u5dee\u8ddd\u4ecd\u8d852\u500d\uff0c\u4f46\u6b63\u4ece\u7ea63\u500d\u7f29\u5c0f\u3002\u804c\u4e1a\u5e74\u91d1\u662f\u4e3b\u8981\u62c9\u5927\u56e0\u7d20\uff0c\u4f01\u4e1a\u5e74\u91d1\u8986\u76d6\u7387\u4e0d\u8db3\u673a\u5173\u4e8b\u4e1a\u5355\u4f4d\u76841\/10\uff0c\u8865\u5dee\u6548\u679c\u6709\u9650\u3002<\/p>\n<h2>2026\u5e74\u5e76\u8f68\u540e\uff0c\u201c\u4e2d\u4eba\u201d\u517b\u8001\u91d1\u600e\u4e48\u7b97\uff1f<\/h2>\n<p>\u6240\u8c13\u201c\u4e2d\u4eba\u201d\uff0c\u63072014\u5e7410\u6708\u524d\u53c2\u52a0\u5de5\u4f5c\u3001\u6539\u9769\u540e\u9000\u4f11\u7684\u4eba\u5458\u30022026\u5e74\u8fc7\u6e21\u671f\u5df2\u7ed3\u675f\uff0c\u7edf\u4e00\u6309\u65b0\u529e\u6cd5\u8ba1\u53d1\uff1a<span style=\"font-weight:bold;\">\u57fa\u672c\u517b\u8001\u91d1 = \u57fa\u7840\u517b\u8001\u91d1 + \u8fc7\u6e21\u6027\u517b\u8001\u91d1 + \u4e2a\u4eba\u8d26\u6237\u517b\u8001\u91d1<\/span>\uff0c\u5916\u52a0\u804c\u4e1a\u5e74\u91d1\u3002<\/p>\n<p>\u4e3e\u4e00\u4e2a\u5178\u578b\u4f8b\u5b50\uff1a\u67d0\u4e2d\u90e8\u7701\u4efd\u6b63\u5904\u7ea7\u5e72\u90e8\uff0c35\u5e74\u5de5\u9f84\uff0c\u89c6\u540c\u7f34\u8d39\u5e74\u965030\u5e74\uff0c\u89c6\u540c\u7f34\u8d39\u6307\u65701.7\u3002\u63092026\u5e74\u5f53\u5730\u8ba1\u53d1\u57fa\u65708000\u5143\u8ba1\u7b97\uff0c\u8fc7\u6e21\u6027\u517b\u8001\u91d1\u4e00\u9879\u5c31\u8fbe5304\u5143\/\u6708\uff0c\u804c\u4e1a\u5e74\u91d1\u7ea6647\u5143\/\u6708\uff0c\u5408\u8ba1\u8d85\u4e07\u5143\u3002\u800c\u4f01\u4e1a\u9000\u4f11\u4eba\u5458\u540c\u7b49\u5de5\u9f84\uff0c\u56e0\u7f3a\u4e4f\u89c6\u540c\u7f34\u8d39\u548c\u804c\u4e1a\u5e74\u91d1\uff0c\u603b\u5f85\u9047\u4ec54000\u5143\u5de6\u53f3\u3002<\/p>\n<h2>\u804c\u4e1a\u5e74\u91d1\u80fd\u62c9\u5e73\u5dee\u8ddd\u5417\uff1f\u5b9e\u9645\u6548\u679c\u5982\u4f55\uff1f<\/h2>\n<p>\u804c\u4e1a\u5e74\u91d1\u662f\u673a\u5173\u4e8b\u4e1a\u5355\u4f4d\u7684\u201c\u7b2c\u4e8c\u652f\u67f1\u201d\uff0c\u5355\u4f4d\u7f348%\u3001\u4e2a\u4eba\u7f344%\uff0c\u9000\u4f11\u540e\u6309\u6708\u9886\u53d6\u30022026\u5e74\uff0c\u665a\u9000\u4f11\u4eba\u5458\u804c\u4e1a\u5e74\u91d1\u8d26\u6237\u79ef\u7d2f\u8fbe9-15\u4e07\u5143\uff0c\u6bcf\u6708\u80fd\u9886647-1080\u5143\u3002\u800c\u4f01\u4e1a\u5e74\u91d1\u8986\u76d6\u7387\u4ec5\u7ea6<span style=\"font-weight:bold;\">3%<\/span>\uff0c\u4e0d\u8db3\u673a\u5173\u4e8b\u4e1a\u5355\u4f4d\uff08\u8d8530%\uff09\u76841\/10\u3002<\/p>\n<blockquote><p>\u201c\u6211\u4eec\u5355\u4f4d\u6709\u4f01\u4e1a\u5e74\u91d1\u7684\u540c\u4e8b\uff0c\u6bcf\u6708\u4e5f\u5c31\u591a\u62ff200-300\u5143\uff0c\u8ddf\u673a\u5173\u4e8b\u4e1a\u5355\u4f4d\u7684\u804c\u4e1a\u5e74\u91d1\u5dee\u8fdc\u4e86\u3002\u201d\u2014\u2014\u67d0\u56fd\u4f01\u9000\u4f11\u804c\u5de5\u53cd\u9988\u3002<\/p><\/blockquote>\n<p>\u771f\u95ee\u9898\u5728\u4e8e\uff1a\u4f01\u4e1a\u5e74\u91d1\u4f9d\u8d56\u5355\u4f4d\u81ea\u613f\u5efa\u7acb\uff0c\u4e2d\u5c0f\u4f01\u4e1a\u65e0\u529b\u627f\u62c5\u3002\u5373\u4fbf\u6709\u5e74\u91d1\u7684\u5c11\u6570\u4f01\u4e1a\uff0c\u7f34\u8d39\u6bd4\u4f8b\u4e5f\u8fdc\u4f4e\u4e8e\u804c\u4e1a\u5e74\u91d1\uff0c\u8865\u5dee\u4f5c\u7528\u5fae\u4e4e\u5176\u5fae\u3002<\/p>\n<h2>\u8fc7\u6e21\u671f\u7ed3\u675f\u540e\uff0c\u65b0\u8001\u529e\u6cd5\u5dee\u8ddd\u7f29\u5c0f\u8fd8\u662f\u62c9\u5927\uff1f<\/h2>\n<p>2014-2024\u5e74\u8fc7\u6e21\u671f\u5185\uff0c\u65b0\u529e\u6cd5\u9ad8\u51fa\u8001\u529e\u6cd5\u7684\u90e8\u5206\u6309\u6bd4\u4f8b\u53d1\u653e\uff08\u59822015\u5e74\u53d110%\uff09\uff0c\u5bfc\u81f4\u65e9\u9000\u4f11\u4eba\u5458\u5f85\u9047\u504f\u4f4e\u30022026\u5e74\u53d6\u6d88\u6bd4\u4f8b\u9650\u5236\u540e\uff0c<span style=\"font-weight:bold;\">\u6240\u6709\u201c\u4e2d\u4eba\u201d\u7edf\u4e00\u6309\u65b0\u529e\u6cd5100%\u8ba1\u53d1<\/span>\uff0c\u5e76\u8865\u53d1\u5386\u53f2\u5dee\u989d\u3002<\/p>\n<p>\u4ee5\u6c5f\u82cf\u5e38\u5dde\u4e00\u4f4d\u9000\u4f11\u6559\u5e08\u4e3a\u4f8b\uff1a\u59792026\u5e74\u6536\u5230\u8865\u53d1\u6b3e7.11\u4e07\u5143\uff0c\u76f8\u5f53\u4e8e\u6bcf\u6708\u5c11\u7b97\u7684\u5dee\u989d\u4e00\u6b21\u6027\u8865\u9f50\u3002\u4f46\u8fd9\u662f\u5bf9\u5386\u53f2\u6b20\u8d26\u7684\u201c\u8fd8\u503a\u201d\uff0c\u5e76\u975e\u5f85\u9047\u63d0\u5347\u3002\u957f\u8fdc\u770b\uff0c\u65b0\u529e\u6cd5\u5c06\u7f34\u8d39\u5e74\u9650\u3001\u6307\u6570\u4e0e\u5f85\u9047\u6302\u94a9\uff0c\u62c9\u5927\u4e86\u7f34\u8d39\u591a\u4e0e\u5c11\u3001\u804c\u7ea7\u9ad8\u4e0e\u4f4e\u4e4b\u95f4\u7684\u5dee\u8ddd\u3002<\/p>\n<ul>\n<li>\u673a\u5173\u4e8b\u4e1a\u5355\u4f4d\u201c\u8001\u4eba\u201d\u66ff\u4ee3\u738775%-80%\uff0c\u4f01\u4e1a\u4ec540%-45%<\/li>\n<li>2026\u5e74\u4e0a\u6d77\u8ba1\u53d1\u57fa\u657012434\u5143\uff0c\u5409\u67976756\u5143\uff0c\u5730\u533a\u5dee\u8fd1\u4e00\u500d<\/li>\n<li>\u516c\u52a1\u5458\u8f66\u8865\u3001\u7ee9\u6548\u6d25\u8d34\u62c9\u5927\u4e0e\u4e8b\u4e1a\u7f16\u7684\u6536\u5165\u5dee\u8ddd<\/li>\n<\/ul>\n<h2>\u516c\u52a1\u5458\u548c\u4e8b\u4e1a\u7f16\u57282026\u5e74\u6539\u9769\u540e\uff0c\u5dee\u8ddd\u4f1a\u8fdb\u4e00\u6b65\u5206\u5316\u5417\uff1f<\/h2>\n<p>\u662f\u7684\u3002\u516c\u52a1\u5458\u6709\u884c\u653f\u7f16\u5236\u3001\u5168\u56fd\u7edf\u4e00\u7684\u8f66\u8865\u548c\u8d22\u653f\u515c\u5e95\u7ee9\u6548\uff0c2026\u5e74\u6536\u5165\u6bd4\u540c\u7ea7\u4e8b\u4e1a\u7f16\u9ad81-2\u4e07\u5143\/\u5e74\u3002\u4e8b\u4e1a\u7f16\u4e2d\uff0c\u516c\u76ca\u4e00\u7c7b\u4fdd\u7559\u6838\u5fc3\u7f16\u5236\uff0c\u516c\u76ca\u4e8c\u7c7b\u63a8\u884c\u5458\u989d\u5236\uff08\u5408\u540c\u5236\uff09\uff0c\u664b\u5347\u9760\u8bc4\u804c\u79f0\uff0c\u9ad8\u7ea7\u804c\u79f0\u540d\u989d\u7a00\u7f3a\u3002<\/p>\n<p>\u66f4\u5173\u952e\u7684\u662f\uff0c\u516c\u52a1\u5458\u53ef\u8d70\u804c\u7ea7\u5e76\u884c\uff0c\u4e0d\u5f53\u9886\u5bfc\u4e5f\u80fd\u6309\u5e74\u5934\u63d0\u5f85\u9047\uff1b\u4e8b\u4e1a\u7f16\u7ba1\u7406\u5c97\u5f88\u591a\u4eba\u5e72\u5230\u9000\u4f11\u8fd8\u662f\u4e5d\u7ea7\u804c\u5458\u30022026\u5e74\u540e\uff0c\u4e24\u7c7b\u7fa4\u4f53\u7684\u201c\u4f53\u5236\u5185\u542b\u91d1\u91cf\u201d\u6b63\u5728\u52a0\u901f\u5206\u5316\u3002<\/p>\n<h2>\u6df1\u8bfb\uff1a\u8fc7\u6e21\u6027\u517b\u8001\u91d1\u4e0e\u66ff\u4ee3\u7387\u7684\u8054\u52a8\u673a\u5236<\/h2>\n<p>\u8fc7\u6e21\u6027\u517b\u8001\u91d1 = \u8ba1\u53d1\u57fa\u6570 \u00d7 \u89c6\u540c\u7f34\u8d39\u6307\u6570 \u00d7 \u89c6\u540c\u7f34\u8d39\u5e74\u9650 \u00d7 \u8fc7\u6e21\u7cfb\u6570\uff08\u901a\u5e381.3%\uff09\u3002\u89c6\u540c\u7f34\u8d39\u6307\u6570\u7531\u804c\u7ea7\u3001\u5de5\u9f84\u51b3\u5b9a\uff0c\u6b63\u5904\u7ea7\u53ef\u8fbe1.7\uff0c\u521d\u7ea7\u804c\u79f0\u4ec50.8-1.0\u3002\u8fd9\u4e2a\u6307\u6570\u76f4\u63a5\u62c9\u9ad8\u4e86\u673a\u5173\u4e8b\u4e1a\u5355\u4f4d\u4eba\u5458\u7684\u66ff\u4ee3\u7387\u81f375%\u4ee5\u4e0a\uff0c\u800c\u4f01\u4e1a\u804c\u5de5\u56e0\u7f3a\u4e4f\u89c6\u540c\u7f34\u8d39\uff0c\u66ff\u4ee3\u7387\u4ec540%\u5de6\u53f3\u3002<\/p>\n<p>\u503c\u5f97\u5173\u6ce8\u7684\u662f\uff0c\u90e8\u5206\u5730\u533a\uff08\u5982\u5185\u8499\u53e4\uff09\u5df2\u5c06\u89c6\u540c\u7f34\u8d39\u6307\u6570\u8c03\u8282\u7cfb\u6570\u7eb3\u5165\u5e73\u5747\u6307\u6570\u8ba1\u7b97\uff0c\u786e\u4fdd\u5386\u5e74\u8d21\u732e\u88ab\u51c6\u786e\u4f53\u73b0\u3002\u4f46\u6574\u4f53\u4e0a\uff0c\u804c\u4e1a\u5e74\u91d1\u6295\u8d44\u6536\u76ca\u7387\uff08\u7ea64%-5%\uff09\u4e0e\u4e2a\u4eba\u8d26\u6237\u8bb0\u8d26\u5229\u7387\uff08\u7ea62%-3%\uff09\u7684\u5dee\u5f02\uff0c\u4ecd\u5728\u957f\u671f\u653e\u5927\u4e24\u7c7b\u7fa4\u4f53\u7684\u5f85\u9047\u9e3f\u6c9f\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>2026\u5e74\u673a\u5173\u4e8b\u4e1a\u5355\u4f4d\u9000\u4f11\u91d1\u7ea68000-10000\u5143\/\u6708\uff0c\u4f01\u4e1a\u5e73\u57473000-4000\u5143\/\u6708\uff0c\u5dee\u8ddd\u4ecd\u8d852\u500d\uff0c\u4f46\u6b63\u4ece\u7ea63\u500d\u7f29\u5c0f\u3002\u804c\u4e1a\u5e74\u91d1\u662f\u4e3b\u8981\u62c9\u5927\u56e0\u7d20\uff0c\u800c\u4f01\u4e1a\u5e74\u91d1\u8986\u76d6\u7387\u4e0d\u8db3\u673a\u5173\u4e8b\u4e1a\u5355\u4f4d\u76841\/10\uff0c\u8865\u5dee\u6548\u679c\u6709\u9650\u3002\u60f3\u77e5\u9053\u201c\u4e2d\u4eba\u201d\u517b\u8001\u91d1\u600e\u4e48\u7b97\uff1f\u8bf7\u770b\u4e0b\u6587\u3002<\/p>\n","protected":false},"author":1,"featured_media":43,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7,2],"tags":[],"class_list":["post-42","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-housing","category-policy"],"_links":{"self":[{"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/posts\/42","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/comments?post=42"}],"version-history":[{"count":2,"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/posts\/42\/revisions"}],"predecessor-version":[{"id":406,"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/posts\/42\/revisions\/406"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/media\/43"}],"wp:attachment":[{"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/media?parent=42"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/categories?post=42"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/tags?post=42"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}