{"id":816,"date":"2026-06-28T13:14:54","date_gmt":"2026-06-28T05:14:54","guid":{"rendered":"https:\/\/shiyao.ltd\/yanglao\/?p=816"},"modified":"2026-06-28T13:14:54","modified_gmt":"2026-06-28T05:14:54","slug":"japan-long-term-care-insurance-40-2026","status":"publish","type":"post","link":"https:\/\/shiyao.ltd\/yanglao\/japan-long-term-care-insurance-40-2026\/","title":{"rendered":"\u65e5\u672c\u4ecb\u62a4\u4fdd\u966940\u5c81\u5f3a\u5236\u7f34\u8d39\uff1a\u4e2d\u56fd\u957f\u62a4\u9669\u768425\u5e74\u524d\u8def"},"content":{"rendered":"<p>\u65e5\u672c40\u5c81\u8d77\u5f3a\u5236\u7f34\u7eb3\u4ecb\u62a4\u4fdd\u9669\u8d39\uff0c65\u5c81\u540e\u4eab\u53d7\u670d\u52a1\uff1b\u4e2d\u56fd\u957f\u671f\u62a4\u7406\u4fdd\u9669\u4ecd\u5728\u8bd5\u70b9\u9636\u6bb5\uff0c\u672a\u6765\u53ef\u80fd\u501f\u9274\u65e5\u672c\u6a21\u5f0f\uff0c\u4f46\u5c1a\u672a\u63a8\u884c\u5168\u56fd\u5f3a\u5236\u7f34\u8d39\u3002<\/p>\n<p><strong>\u65e5\u672c\u4ecb\u62a4\u4fdd\u966940\u5c81\u5f3a\u5236\u7f34\u8d39\uff0c\u5177\u4f53\u600e\u4e48\u6263\u94b1\uff1f<\/strong><\/p>\n<p>\u65e5\u672c\u4ecb\u62a4\u4fdd\u9669\u8986\u76d640\u5c81\u4ee5\u4e0a\u5168\u4f53\u56fd\u6c11\u300240\u81f364\u5c81\u4eba\u7fa4\uff08\u7b2c2\u53f7\u88ab\u4fdd\u9669\u4eba\uff09\u7684\u4fdd\u8d39\u4e0e\u533b\u7597\u4fdd\u9669\u8d39\u6346\u7ed1\u7f34\u7eb3\u2014\u2014\u6709\u5de5\u4f5c\u5355\u4f4d\u7684\u4ece\u5de5\u8d44\u4e2d\u81ea\u52a8\u6263\u9664\uff0c\u52a0\u5165\u56fd\u6c11\u5065\u5eb7\u4fdd\u9669\u7684\u5219\u4e0e\u533b\u4fdd\u8d39\u4e00\u540c\u7531\u5bb6\u5ead\u6237\u4e3b\u7f34\u7eb3\u300265\u5c81\u4ee5\u4e0a\u4eba\u7fa4\uff08\u7b2c1\u53f7\u88ab\u4fdd\u9669\u4eba\uff09\u7684\u4fdd\u8d39\u539f\u5219\u4e0a\u4ece\u517b\u8001\u91d1\u4e2d\u76f4\u63a5\u4ee3\u6263\u3002\u4fdd\u8d39\u91d1\u989d\u7531\u5404\u5e02\u753a\u6751\u6839\u636e\u672c\u5730\u62a4\u7406\u670d\u52a1\u8d39\u7528\u603b\u989d\u6d4b\u7b97\uff0c\u6bcf\u4e09\u5e74\u91cd\u65b0\u8bbe\u5b9a\u4e00\u6b21\u57fa\u51c6\u989d\u3002\u4f8b\u5982\uff0c\u6a2a\u6ee8\u5e022024-2026\u5e74\u5ea6\u7b2c6\u7b49\u7ea7\u57fa\u51c6\u4fdd\u8d39\u7ea6\u4e3a\u6bcf\u67086620\u65e5\u5143\uff08\u5e7479440\u65e5\u5143\uff09\uff0c\u5404\u5730\u6807\u51c6\u5b58\u5728\u5dee\u5f02\uff0c\u4e0d\u53ef\u76f4\u63a5\u5957\u7528\u3002<\/p>\n<p><strong>\u4e2d\u56fd\u957f\u62a4\u9669\u4f1a\u4e0d\u4f1a\u4e5f\u8981\u6c4240\u5c81\u5f00\u59cb\u4ea4\uff1f<\/strong><\/p>\n<p>\u4e2d\u56fd\u957f\u671f\u62a4\u7406\u4fdd\u9669\u76ee\u524d\u5904\u4e8e\u8bd5\u70b9\u9636\u6bb5\uff0c\u4e3b\u8981\u8986\u76d6\u57ce\u9547\u804c\u5de5\u57fa\u672c\u533b\u7597\u4fdd\u9669\u53c2\u4fdd\u4eba\u7fa4\uff0c\u91cd\u70b9\u89e3\u51b3\u91cd\u5ea6\u5931\u80fd\u4eba\u5458\u7684\u533b\u7597\u7167\u62a4\u8d39\u7528\uff0c\u5c1a\u672a\u5b9e\u73b0\u5168\u6c11\u8986\u76d6\u3002\u65e5\u672c\u7ecf\u9a8c\u663e\u793a\uff0c40\u5c81\u8d77\u5f3a\u5236\u7f34\u8d39\u80fd\u63d0\u524d\u79ef\u7d2f\u8d44\u91d1\u3001\u5206\u644a\u8001\u9f84\u5316\u98ce\u9669\u3002\u56fd\u5185\u7814\u7a76\u666e\u904d\u8ba4\u4e3a\uff0c\u4e2d\u56fd\u672a\u6765\u6269\u5927\u957f\u62a4\u9669\u8986\u76d6\u8303\u56f4\u65f6\uff0c\u5f88\u53ef\u80fd\u501f\u9274\u65e5\u672c\u201c\u5206\u5e74\u9f84\u53c2\u4fdd\u201d\u7684\u8bbe\u8ba1\uff0c\u5c06\u7f34\u8d39\u5e74\u9f84\u95e8\u69db\u524d\u79fb\u81f340\u5c81\u5de6\u53f3\uff0c\u4f46\u5177\u4f53\u653f\u7b56\u5c1a\u672a\u51fa\u53f0\uff0c\u5168\u56fd\u5f3a\u5236\u63a8\u884c\u6682\u65e0\u65f6\u95f4\u8868\u3002<\/p>\n<p><strong>\u65e5\u672c\u4ecb\u62a4\u4fdd\u9669\u4e2a\u4eba\u8981\u4ed8\u591a\u5c11\uff1f\u6709\u4e0a\u9650\u5417\uff1f<\/strong><\/p>\n<p>\u4f7f\u7528\u4ecb\u62a4\u670d\u52a1\u65f6\uff0c\u4e2a\u4eba\u539f\u5219\u4e0a\u81f3\u5c11\u627f\u62c5\u8d39\u7528\u768410%\u3002\u6839\u636e\u4e0a\u4e00\u5e74\u6536\u5165\u60c5\u51b5\uff0c\u81ea\u4ed8\u6bd4\u4f8b\u53ef\u80fd\u5347\u81f320%\u621630%\u2014\u2014\u9ad8\u6536\u5165\u8005\u627f\u62c5\u66f4\u9ad8\u6bd4\u4f8b\u3002\u6b64\u5916\uff0c\u65e5\u672c\u8bbe\u6709\u9ad8\u989d\u62a4\u7406\u670d\u52a1\u8d39\u4e0a\u9650\u5236\u5ea6\uff1a\u5f53\u4e2a\u4eba\u6708\u8d1f\u62c5\u8d85\u8fc7\u4e00\u5b9a\u989d\u5ea6\u65f6\uff0c\u8d85\u51fa\u90e8\u5206\u53ef\u9000\u8fd8\u3002\u4e0d\u540c\u6536\u5165\u5bb6\u5ead\u7684\u4e0a\u9650\u989d\u4e0d\u540c\uff0c\u5177\u4f53\u7531\u5404\u5e02\u753a\u6751\u6839\u636e\u4f4f\u6c11\u7a0e\u7eb3\u7a0e\u60c5\u51b5\u8bbe\u5b9a\u3002<\/p>\n<p><strong>\u65e5\u672c\u4ecb\u62a4\u4fdd\u9669\u5236\u5ea6\u80fd\u957f\u671f\u6491\u4e0b\u53bb\u5417\uff1f<\/strong><\/p>\n<p>\u5236\u5ea6\u53ef\u6301\u7eed\u6027\u662f\u6838\u5fc3\u6311\u6218\u3002\u793e\u79d1\u9662\u7814\u7a76\u6307\u51fa\uff0c\u65e5\u672c\u4ecb\u62a4\u4fdd\u8d39\u201c\u9010\u5e74\u589e\u52a0\u3001\u8d22\u653f\u538b\u529b\u5c71\u5927\u201d\u3002\u968f\u7740\u6218\u540e\u5a74\u513f\u6f6e\u4e00\u4ee3\u8fdb\u516575\u5c81\u9ad8\u9f84\u671f\uff0c\u62a4\u7406\u9700\u6c42\u6301\u7eed\u6500\u5347\uff0c\u800c\u4ecb\u62a4\u804c\u5458\u4e25\u91cd\u77ed\u7f3a\u3001\u57ce\u4e61\u8d44\u6e90\u4e0d\u5747\u7b49\u95ee\u9898\u52a0\u5267\u4e86\u5236\u5ea6\u538b\u529b\u3002\u77e5\u540d\u4ecb\u62a4\u4e13\u5bb6\u7ed3\u57ce\u5eb7\u535a\u6559\u6388\u66fe\u8b66\u544a\uff1a\u201c2025\u5e74\u5c06\u6210\u4e3a\u4ecb\u62a4\u4fdd\u9669\u5236\u5ea6\u5d29\u6e83\u7684\u8d77\u70b9\u3002\u201d\u5c3d\u7ba1\u5236\u5ea6\u8fd0\u884c20\u591a\u5e74\u6765\u603b\u4f53\u5e73\u7a33\u2014\u2014\u7b2c1\u53f7\u88ab\u4fdd\u9669\u8005\u4eba\u6570\u4ece2000\u5e74\u76842165\u4e07\u589e\u81f32022\u5e74\u76843590\u4e07\u2014\u2014\u4f46\u8d22\u653f\u8d1f\u62c5\u4e0e\u52b3\u52a8\u529b\u7f3a\u53e3\u4ecd\u662f\u957f\u671f\u96be\u9898\u3002<\/p>\n<p><strong>\u65e5\u672c\u4ecb\u62a4\u4fdd\u9669\u5bf9\u4e2d\u56fd\u957f\u62a4\u9669\u8bbe\u8ba1\u6709\u4ec0\u4e48\u542f\u793a\uff1f<\/strong><\/p>\n<p>\u65e5\u672c\u6a21\u5f0f\u6700\u6838\u5fc3\u7684\u501f\u9274\u5728\u4e8e\u4e09\u70b9\uff1a\u4e00\u662f\u5efa\u7acb\u5168\u56fd\u7edf\u4e00\u6cd5\u5f8b\u6846\u67b6\uff0c\u65e5\u672c\u901a\u8fc7\u300a\u4ecb\u62a4\u4fdd\u9669\u6cd5\u300b\u4e3a\u5236\u5ea6\u63d0\u4f9b\u6cd5\u5f8b\u57fa\u7840\uff0c\u4e2d\u56fd\u76ee\u524d\u4ecd\u7f3a\u4e4f\u4e0a\u4f4d\u6cd5\uff1b\u4e8c\u662f\u7b79\u8d44\u591a\u5143\u5316\uff0c\u8d39\u7528\u7531\u516c\u8d39\u548c\u4fdd\u8d39\u5404\u627f\u62c550%\uff0c\u4f53\u73b0\u793e\u4f1a\u5171\u6d4e\uff1b\u4e09\u662f\u5730\u65b9\u81ea\u6cbb\u4e0e\u4e2d\u592e\u6307\u5bfc\u7ed3\u5408\uff0c\u5404\u5730\u53ef\u6839\u636e\u5b9e\u9645\u8c03\u6574\u4fdd\u8d39\u7b49\u7ea7\u4e0e\u670d\u52a1\u7ed9\u4ed8\u3002\u5bf9\u4e2d\u56fd\u800c\u8a00\uff0c\u6784\u5efa\u72ec\u7acb\u7b79\u8d44\u673a\u5236\u3001\u660e\u786e\u7f34\u8d39\u5e74\u9f84\u95e8\u69db\u3001\u8bbe\u8ba1\u6536\u5165\u5dee\u5f02\u5316\u81ea\u4ed8\u6bd4\u4f8b\uff0c\u662f\u5236\u5ea6\u843d\u5730\u7684\u5173\u952e\u547d\u9898\u3002<\/p>\n<blockquote>\n<p>\u201c\u65e5\u672c\u957f\u671f\u62a4\u7406\u4fdd\u9669\u5236\u5ea6\u4f5c\u4e3a\u4e00\u79cd\u793e\u4f1a\u6027\u62a4\u7406\u4fdd\u9669\uff0c\u653f\u5e9c\u5f3a\u523640\u5c81\u53ca\u4ee5\u4e0a\u7684\u5168\u4f53\u65e5\u672c\u56fd\u6c11\u53c2\u4e0e\u8be5\u9879\u5236\u5ea6\uff0c\u8fd9\u89e3\u51b3\u4e86\u65e5\u672c\u8001\u5e74\u4eba\u7684\u540e\u987e\u4e4b\u5fe7\u3002\u201d<\/p>\n<\/blockquote>\n<p>\u4e2d\u56fd\u957f\u62a4\u9669\u4e0b\u4e00\u6b65\u600e\u4e48\u8d70\uff1f40\u5c81\u7f34\u8d39\u7684\u8ba8\u8bba\u4e0d\u4f1a\u6d88\u5931\uff0c\u4f46\u8ddd\u79bb\u843d\u5730\u4ecd\u9700\u7acb\u6cd5\u5148\u884c\u3001\u8bd5\u70b9\u6269\u9762\u3001\u7b79\u8d44\u673a\u5236\u6210\u719f\u7b49\u6761\u4ef6\u3002\u5bf950\u5c81\u4ee5\u4e0a\u4eba\u7fa4\u53ca\u5176\u5b50\u5973\u800c\u8a00\uff0c\u63d0\u524d\u4e86\u89e3\u65e5\u672c\u7ecf\u9a8c\uff0c\u6709\u52a9\u4e8e\u5224\u65ad\u81ea\u8eab\u672a\u6765\u7684\u62a4\u7406\u4fdd\u969c\u7f3a\u53e3\uff0c\u5e76\u53ca\u65e9\u89c4\u5212\u8865\u5145\u6027\u5546\u4e1a\u4fdd\u9669\u6216\u4e2a\u4eba\u50a8\u84c4\u3002<\/p>\n<p><!-- shiyao-sources-START --><\/p>\n<div class=\"shiyao-sources\" style=\"margin:40px 0 20px;padding:20px 24px;background:#f7f4ed;border-left:3px solid #8B7355;border-radius:4px;font-size:14px;line-height:1.8\">\n<h3 style=\"margin:0 0 12px;font-size:16px;font-weight:600;color:#3A352F;letter-spacing:.05em\">\u4fe1\u606f\u6765\u6e90<\/h3>\n<p style=\"margin:0 0 10px;color:#666;font-size:13px\">\u672c\u6587\u6574\u7406\u81ea\u4ee5\u4e0b\u516c\u5f00\u6750\u6599\uff1a<\/p>\n<ul style=\"margin:0 0 14px;padding-left:20px;color:#3A352F\">\n<li><a href=\"https:\/\/www.yjhealthy.com\/sys-nd\/156.html\" target=\"_blank\" rel=\"noopener nofollow\">\u65e5\u672c\u4ecb\u62a4\u4fdd\u9669\u5236\u5ea6\uff1a\u5982\u4f55\u5b9e\u73b0\u8001\u6709\u6240\u4f9d\u4e0e\u533b\u517b\u878d\u5408 &#8211; \u8001\u5e74\u5168\u79d1\u5065\u5eb7\u53cb\u597d\u5e73\u53f0<\/a><\/li>\n<li><a href=\"https:\/\/www.keguanjp.com\/kgjp_shehui\/kgjp_sh_baojian\/pt20210224000004.html\" target=\"_blank\" rel=\"noopener nofollow\">\u65e5\u672c\u793e\u4f1a &#8211; \u65e5\u672c\u7684\u4ecb\u62a4\u4fdd\u9669\u5236\u5ea6\uff08\u4e0a\uff09 &#8211; \u5ba2\u89c2\u65e5\u672c<\/a><\/li>\n<li><a href=\"https:\/\/www.city.shizuoka.lg.jp\/documents\/3017\/chinese.pdf\" target=\"_blank\" rel=\"noopener nofollow\">\u9759\u5188\u5e02\u4ecb\u62a4\u4fdd\u9669 \uff08\u4e2d\u6587\u7248\uff09 \uff12\uff10\uff12\uff14\u5e74\uff13\u6708 \u9759\u5188\u5e02<\/a><\/li>\n<li><a href=\"https:\/\/www.mhlw.go.jp\/content\/12300000\/000614773.pdf\" target=\"_blank\" rel=\"noopener nofollow\">[PDF] \u5173\u4e8e\u4ecb\u62a4\u4fdd\u9669\u5236\u5ea6<\/a><\/li>\n<li><a href=\"https:\/\/www.pref.osaka.lg.jp\/documents\/29569\/kaigohoken-tyugokugo.pdf\" target=\"_blank\" rel=\"noopener nofollow\">[PDF] \u5173\u4e8e\u62a4\u7406\u4fdd\u9669\u5236\u5ea6 &#8211; \u5927\u962a\u5e9c<\/a><\/li>\n<li><a href=\"https:\/\/html.rhhz.net\/ZGWSZY\/html\/2018-4-369.htm\" target=\"_blank\" rel=\"noopener nofollow\">\u65e5\u672c\u957f\u671f\u62a4\u7406\u4fdd\u9669\u5236\u5ea6\u7684\u7ecf\u9a8c\u53ca\u5bf9\u6211\u56fd\u7684\u542f\u793a<\/a><\/li>\n<li><a href=\"https:\/\/www.kikokusha-center.or.jp\/bunka\/kaigoscrt\/102nanic.pdf\" target=\"_blank\" rel=\"noopener nofollow\">[PDF] \u4ec0\u4e48\u662f\u201c\u4ecb\u8b77\u4fdd\u967a\u201d\uff1f<\/a><\/li>\n<li><a href=\"http:\/\/ijs.cssn.cn\/xsyj\/xslw\/rbsh\/202401\/W020240108553241689184.pdf\" target=\"_blank\" rel=\"noopener nofollow\">[PDF] \u957f\u671f\u62a4\u7406\u4fdd\u9669\u5236\u5ea6\u53ef\u6301\u7eed\u53d1\u5c55\u7684\u65e5\u672c\u955c\u9274<\/a><\/li>\n<\/ul>\n<p style=\"margin:0;color:#777;font-size:12.5px;font-style:italic\">\u672c\u6587\u7531 Dion \u6574\u7406\u4e0e\u64b0\u5199\uff0c\u7ed3\u5408 AI \u5de5\u5177\u8f85\u52a9\u3002\u5982\u6709\u4e8b\u5b9e\u9519\u8bef\uff0c\u8bf7\u901a\u8fc7\u9875\u811a\u8054\u7cfb\u65b9\u5f0f\u53cd\u9988\u3002<\/p>\n<\/div>\n<p><!-- shiyao-sources-END --><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u65e5\u672c40\u5c81\u8d77\u5f3a\u5236\u7f34\u7eb3\u4ecb\u62a4\u4fdd\u9669\u8d39\uff0c65\u5c81\u540e\u4eab\u53d7\u62a4\u7406\u670d\u52a1\uff1b\u4e2d\u56fd\u957f\u62a4\u9669\u4ecd\u5728\u8bd5\u70b9\uff0c\u672a\u6765\u53ef\u80fd\u501f\u9274\u6b64\u6a21\u5f0f\uff0c\u4f46\u5c1a\u672a\u5168\u56fd\u5f3a\u5236\u3002\u65e5\u672c\u6a2a\u6ee8\u5e022024-2026\u5e74\u6708\u57fa\u51c6\u4fdd\u8d39\u7ea66620\u65e5\u5143\uff0c\u5404\u5730\u6807\u51c6\u4e0d\u540c\u3002\u4e2d\u56fd\u957f\u62a4\u9669\u4f1a\u5426\u8ddf\u8fdb\u201c40\u5c81\u8d77\u7f34\u201d\uff1f\u672c\u6587\u62c6\u89e3\u65e5\u672c\u5236\u5ea6\u7684\u5173\u952e\u8bbe\u8ba1\u3002<\/p>\n","protected":false},"author":1,"featured_media":817,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-816","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-policy"],"_links":{"self":[{"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/posts\/816","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/comments?post=816"}],"version-history":[{"count":1,"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/posts\/816\/revisions"}],"predecessor-version":[{"id":818,"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/posts\/816\/revisions\/818"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/media\/817"}],"wp:attachment":[{"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/media?parent=816"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/categories?post=816"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/tags?post=816"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}