{"id":902,"date":"2026-07-12T12:52:05","date_gmt":"2026-07-12T04:52:05","guid":{"rendered":"https:\/\/shiyao.ltd\/yanglao\/singapore-cpf-2026-retirement-age-64\/"},"modified":"2026-07-12T12:52:05","modified_gmt":"2026-07-12T04:52:05","slug":"singapore-cpf-2026-retirement-age-64","status":"publish","type":"post","link":"https:\/\/shiyao.ltd\/yanglao\/singapore-cpf-2026-retirement-age-64\/","title":{"rendered":"\u65b0\u52a0\u5761CPF\u6539\u9769\uff1a\u9000\u4f11\u5e74\u9f84\u5347\u81f364\u5c81\uff0c\u7f34\u8d39\u52a0\u7801"},"content":{"rendered":"<p>2026\u5e74\u8d77\uff0c\u65b0\u52a0\u5761CPF\u5bf955-65\u5c81\u5458\u5de5\u6709\u4e24\u9879\u6838\u5fc3\u53d8\u52a8\uff1a\u9000\u4f11\u5e74\u9f84\u4ece63\u5c81\u63d0\u81f364\u5c81\uff0c\u540c\u65f655-60\u5c81\u603b\u7f34\u8d39\u7387\u4ece32.5%\u5347\u81f334%\u300160-65\u5c81\u4ece23.5%\u5347\u81f325%\uff0c\u65b0\u589e\u76841.5\u4e2a\u767e\u5206\u70b9\u5168\u90e8\u5b58\u5165\u9000\u4f11\u8d26\u6237RA\uff0c55\u5c81\u524d\u65e0\u6cd5\u53d6\u51fa\u7528\u4e8e\u8d2d\u623f\u6216\u6295\u8d44\u3002<\/p>\n<h2>55-60\u5c81\u548c60-65\u5c81\u7f34\u8d39\u7387\u5404\u6da8\u591a\u5c11<\/h2>\n<p>\u6839\u636e\u65b0\u52a0\u5761CPF\u5c40\u5b98\u65b9\u7f34\u8d39\u7387\u8868\uff0c2026\u5e741\u67081\u65e5\u8d77\uff0c\u6708\u85aa\u8d85\u8fc7S$750\u7684\u5458\u5de5\uff0c55-60\u5c81\u603b\u7f34\u8d39\u7387\u4ece32.5%\u5347\u81f334%\uff08\u96c7\u4e3b\u627f\u62c516%\u3001\u5458\u5de5\u627f\u62c518%\uff09\uff0c60-65\u5c81\u4ece23.5%\u5347\u81f325%\uff08\u96c7\u4e3b\u548c\u5458\u5de5\u540412.5%\uff09\u3002\u5176\u4e2d\u96c7\u4e3b\u591a\u638f0.5%\u3001\u5458\u5de5\u591a\u638f1%\u3002\u9700\u8981\u6ce8\u610f\u7684\u662f\uff0c65\u5c81\u4ee5\u4e0a\u5458\u5de5\u7684\u7f34\u8d39\u7387\u7ef4\u6301\u4e0d\u53d8\u3002<\/p>\n<h2>\u9000\u4f11\u5e74\u9f84\u63d0\u523064\u5c81\uff0c\u4e0d\u662f\u5fc5\u987b\u5e72\u523064\u5c81\u624d\u80fd\u9886\u517b\u8001\u91d1<\/h2>\n<p>\u81ea2026\u5e747\u67081\u65e5\u8d77\uff0c\u65b0\u52a0\u5761\u6cd5\u5b9a\u9000\u4f11\u5e74\u9f84\u4ece63\u5c81\u4e0a\u8c03\u81f364\u5c81\uff0c\u91cd\u65b0\u96c7\u4f63\u5e74\u9f84\u4ece68\u5c81\u4e0a\u8c03\u81f369\u5c81\u3002\u8fd9\u610f\u5473\u7740\u96c7\u4e3b\u53ef\u4ee5\u8981\u6c42\u4f60\u5de5\u4f5c\u523064\u5c81\u624d\u9000\u4f11\uff0c\u4f46\u4f60\u9886\u53d6CPF LIFE\u517b\u8001\u91d1\u7684\u8d77\u59cb\u5e74\u9f84\u4ecd\u662f65\u5c81\uff0c\u4e0e\u9000\u4f11\u5e74\u9f84\u8131\u94a9\u2014\u2014\u4f60\u53ef\u4ee5\u9009\u62e9\u4ece65\u5c81\u8d77\u4efb\u610f\u65f6\u95f4\u5f00\u59cb\u9886\u53d6\uff0c\u4e0d\u5fc5\u7b49\u5230\u9000\u4f11\u3002<\/p>\n<p>\u4e00\u4e2a\u5bb9\u6613\u88ab\u5ffd\u89c6\u7684\u7ec6\u8282\uff1a\u65b0\u589e\u76841.5%\u7f34\u8d39\u5168\u90e8\u5b58\u5165\u9000\u4f11\u8d26\u6237RA\uff0c\u6700\u9ad8\u4e0d\u8d85\u8fc7\u5168\u989d\u9000\u4f11\u5b58\u6b3eFRS\uff082026\u5e74\u4e3aS$220,400\uff09\u3002\u5982\u679cRA\u5df2\u7ecf\u8fbe\u5230FRS\uff0c\u591a\u51fa\u7684\u94b1\u624d\u4f1a\u8f6c\u5165\u666e\u901a\u8d26\u6237OA\u3002\u4e5f\u5c31\u662f\u8bf4\uff0c\u8fd9\u7b14\u94b1\u5728\u4f6055\u5c81\u4e4b\u524d\u88ab\u9501\u5728RA\u91cc\uff0c\u4e0d\u80fd\u7528\u4e8e\u4e70\u623f\u3001\u6559\u80b2\u6216\u6295\u8d44\u3002<\/p>\n<h2>BRS\/FRS\/ERS\u4e09\u6863\u4e0a\u8c03\u540e\uff0c55\u5c81\u65f6\u8d26\u6237\u91cc\u81f3\u5c11\u8981\u6709\u591a\u5c11\u94b1<\/h2>\n<p>2026\u5e74\u5e74\u6ee155\u5c81\u7684\u4f1a\u5458\uff0c\u4e09\u6863\u9000\u4f11\u50a8\u84c4\u6807\u51c6\u540c\u6b65\u4e0a\u8c03\u7ea64%\uff1a\u57fa\u672c\u9000\u4f11\u5b58\u6b3eBRS\u4eceS$106,500\u5347\u81f3S$110,200\uff0c\u5168\u989d\u9000\u4f11\u5b58\u6b3eFRS\u4eceS$213,000\u5347\u81f3S$220,400\uff0c\u589e\u5f3a\u9000\u4f11\u5b58\u6b3eERS\u4eceS$426,000\u5347\u81f3S$440,800\u3002\u8fd9\u662f\u4f6055\u5c81\u5173\u95ed\u7279\u522b\u8d26\u6237SA\u65f6\uff0c\u9000\u4f11\u8d26\u6237RA\u9700\u8981\u8fbe\u5230\u7684\u6700\u4f4e\u6807\u51c6\u3002<\/p>\n<blockquote><p>\u201c55\u5c81\u7279\u522b\u8d26\u6237SA\u5173\u95ed\uff0c\u4f59\u989d\u5148\u8f6c\u5165RA\u586b\u8865\u9000\u4f11\u5b58\u6b3e\uff0c\u8d85\u8fc7\u90e8\u5206\u624d\u8f6c\u5165\u666e\u901a\u8d26\u6237OA\u3002\u201d\u2014\u2014\u6765\u6e90\u81ea\u65b0\u52a0\u5761CPF\u5c40\u5b98\u65b9\u653f\u7b56\u8bf4\u660e<\/p><\/blockquote>\n<p>\u5982\u679c\u4f60\u7684SA\u4f59\u989d\u4e0d\u591f\u586b\u6ee1BRS\uff0cRA\u4f1a\u4ece\u666e\u901a\u8d26\u6237OA\u81ea\u52a8\u8865\u8db3\uff1b\u5982\u679cSA\u4f59\u989d\u8d85\u8fc7FRS\uff08S$220,400\uff09\uff0c\u8d85\u51fa\u90e8\u5206\u624d\u8f6c\u5165OA\uff08\u5e74\u5229\u73872.5%\uff09\uff0c\u800c\u65e0\u6cd5\u7ee7\u7eed\u4eab\u53d7SA\u76844%\u9ad8\u5229\u7387\u3002<\/p>\n<h2>\u6708\u85aa\u8d85\u8fc7S$7,400\u7684\u4eba\uff0c\u5b9e\u9645\u5230\u624b\u5de5\u8d44\u4f1a\u5c11\u591a\u5c11<\/h2>\n<p>\u666e\u901a\u5de5\u8d44\u6708\u85aa\u4e0a\u9650\u4eceS$7,400\u5347\u81f3S$8,000\uff0c\u610f\u5473\u7740\u6708\u85aa\u8d85\u8fc7S$7,400\u7684\u4eba\uff0c\u4ece2026\u5e74\u8d77\uff0c\u4f60\u548c\u96c7\u4e3b\u90fd\u8981\u5bf9S$8,000\u4ee5\u5185\u90e8\u5206\u7f34\u7eb3CPF\uff0c\u800c\u4e0d\u662f\u539f\u6765\u7684S$7,400\u3002\u4ee5\u6708\u85aaS$8,000\u4e3a\u4f8b\uff1a\u5458\u5de5\u591a\u7f34\uff08S$8,000 &#8211; S$7,400\uff09\u00d7 1% = S$6\/\u6708\uff0c\u96c7\u4e3b\u591a\u7f34\uff08S$8,000 &#8211; S$7,400\uff09\u00d7 0.5% = S$3\/\u6708\u3002\u867d\u7136\u6bcf\u6708\u5230\u624b\u73b0\u91d1\u51cf\u5c11S$6\uff0c\u4f46CPF\u603b\u989d\u6bcf\u6708\u591a\u51faS$9\u3002<\/p>\n<p>\u5bf9\u4e8e\u6708\u85aa\u8d85\u8fc7S$8,000\u7684\u4eba\uff0c\u8d85\u8fc7S$8,000\u7684\u90e8\u5206\u4e0d\u7f34\u7eb3CPF\uff0c\u6240\u4ee5\u5f71\u54cd\u4e0a\u9650\u5c31\u662f\u6bcf\u6708\u591a\u7f34S$6\uff08\u5458\u5de5\uff09+ S$3\uff08\u96c7\u4e3b\uff09\u3002<\/p>\n<h2>\u653f\u5e9c\u914d\u5957\uff1aSenior Employment Credit\u8865\u8d34\u96c7\u4e3b<\/h2>\n<p>\u4e3a\u4e86\u7f13\u51b2\u96c7\u4e3b\u6210\u672c\u4e0a\u5347\uff0c\u653f\u5e9c\u5c06Senior Employment Credit\uff08SEC\uff09\u5ef6\u957f\u81f32026\u5e74\u5e95\u3002\u96c7\u4f6360\u5c81\u4ee5\u4e0a\u3001\u6708\u85aa\u4f4e\u4e8eS$4,000\u7684\u65b0\u52a0\u5761\u7c4d\u5e74\u957f\u5458\u5de5\uff0c\u96c7\u4e3b\u53ef\u83b7\u5f97\u5de5\u8d44\u8865\u8d34\u3002\u8fd9\u662f\u4e0e\u7f34\u8d39\u7387\u4e0a\u8c03\u914d\u5957\u7684\u5e73\u8861\u63aa\u65bd\uff0c\u4f46\u76f4\u63a5\u53d7\u76ca\u7684\u662f\u96c7\u4e3b\u800c\u975e\u5458\u5de5\u3002<\/p>\n<p>2026\u5e74\u7684CPF\u6539\u9769\uff0c\u672c\u8d28\u4e0a\u662f\u5728\u201c\u5f3a\u5236\u4f60\u4e3a\u9000\u4f11\u591a\u5b58\u94b1\u201d\uff0c\u540c\u65f6\u8ba9\u4f60\u665a\u4e00\u5e74\u9000\u4f11\u3002\u65b0\u589e\u7f34\u8d39\u9501\u8fdbRA\uff0c\u77ed\u671f\u62ff\u4e0d\u5230\uff0c\u4f46\u957f\u671f\u7d2f\u79ef\u7684\u590d\u5229\u6548\u679c\u4e0d\u53ef\u5c0f\u89d1\u3002\u5982\u679c\u4f6055\u5c81\u65f6RA\u80fd\u8fbe\u5230FRS\uff08S$220,400\uff09\uff0c\u52a0\u4e0aCPF LIFE\u6bcf\u6708\u53d1\u653e\u7684\u517b\u8001\u91d1\uff0c\u6bd4\u53ea\u5b58\u5230BRS\uff08S$110,200\uff09\u7684\u4eba\u6bcf\u6708\u591a\u9886\u7ea6\u4e00\u500d\u3002<\/p>\n<p><!-- shiyao-sources-START --><\/p>\n<div class=\"shiyao-sources\" style=\"margin:40px 0 20px;padding:20px 24px;background:#f7f4ed;border-left:3px solid #8B7355;border-radius:4px;font-size:14px;line-height:1.8\">\n<h3 style=\"margin:0 0 12px;font-size:16px;font-weight:600;color:#3A352F;letter-spacing:.05em\">\u4fe1\u606f\u6765\u6e90<\/h3>\n<p style=\"margin:0 0 10px;color:#666;font-size:13px\">\u672c\u6587\u6574\u7406\u81ea\u4ee5\u4e0b\u516c\u5f00\u6750\u6599\uff1a<\/p>\n<ul style=\"margin:0 0 14px;padding-left:20px;color:#3A352F\">\n<li><a href=\"https:\/\/www.kaizencpa.com\/chs\/Mobile\/News\/info\/id\/392.html\" target=\"_blank\" rel=\"noopener nofollow\">\u65b0\u52a0\u5761\u4e2d\u592e\u516c\u79ef\u91d1\uff08CPF\uff092026\u5e74\u7f34\u8d39\u7387\u8c03\u6574-\u4e2d\u56fd\uff08\u9999\u6e2f\u3001\u53f0\u6e7e\uff09\u516c\u53f8\u6ce8\u518c &#8211; ODI\u5883\u5916\u6295\u8d44\u5907\u6848\u4ee3\u529e &#8211; \u5ba1\u8ba1&#038;\u4f1a\u8ba1\u505a\u8d26\u670d\u52a1- \u5546\u6807\u6ce8\u518c &#8211; \u79fb\u6c11\u7b7e\u8bc1 &#8211; \u542f\u6e90\u4f1a\u8ba1\u5e08\u4e8b\u52a1\u6240<\/a><\/li>\n<li><a href=\"https:\/\/www.youtube.com\/watch?v=kbzvziTXzsk\" target=\"_blank\" rel=\"noopener nofollow\">\u7d27\u6025\u901a\u77e5!!2026\u5e74\u65b0\u52a0\u5761\u516c\u79ef\u91d1(CPF)\u201c\u5927\u5347\u7ea7\u201d\uff0c\u6240\u6709\u4eba\u90fd\u9003\u4e0d\u6389<\/a><\/li>\n<li><a href=\"https:\/\/www.greateasternlife.com\/sg\/en\/personal-insurance\/lifepedia\/retirement-income\/how-cpf-changes-2026-may-affect-retirement-plans.html\" target=\"_blank\" rel=\"noopener nofollow\">What the CPF changes in 2026 may mean for you | Retirement Income | Great Eastern Singapore<\/a><\/li>\n<li><a href=\"https:\/\/quickhr.co\/resources\/blog\/cpf-employer-contribution-rate-2026\" target=\"_blank\" rel=\"noopener nofollow\">CPF Employer Contribution Rate 2026: Full MOM Guide<\/a><\/li>\n<li><a href=\"https:\/\/mavenside.co\/blog\/cpf-contribution-increase-2026-senior-workers-cto-sec\" target=\"_blank\" rel=\"noopener nofollow\">CPF Rate Increase 2026: Ages 55-65 Guide + Offsets | Mavenside Consulting<\/a><\/li>\n<li><a href=\"https:\/\/slasify.com\/zh-cn\/blog\/singapore-social-contributions-guide\" target=\"_blank\" rel=\"noopener nofollow\">2026\u5e74\u65b0\u52a0\u5761 CPF \u548c SDL \u7f34\u6b3e\u7387\uff1a\u96c7\u4e3b\u7f34\u6b3e\u548c\u5de5\u8d44\u5408\u89c4\u6307\u5357<\/a><\/li>\n<li><a href=\"https:\/\/www.activpayroll.com\/news-articles\/singapore-cpf-contribution-changes-from-1-january-2026-key-updates-for-global-employers\" target=\"_blank\" rel=\"noopener nofollow\">Singapore CPF Contribution Changes from 1 January 2026: Key Updates for Global Employers<\/a><\/li>\n<li><a href=\"https:\/\/www.youtube.com\/watch?v=d4-1cClkzoU\" target=\"_blank\" rel=\"noopener nofollow\">Budget 2025: CPF contribution rates for workers aged 55 to 65 to go up 1.5 percentage points in 2026<\/a><\/li>\n<\/ul>\n<p style=\"margin:0;color:#777;font-size:12.5px;font-style:italic\">\u672c\u6587\u7531 Dion \u6574\u7406\u4e0e\u64b0\u5199\uff0c\u7ed3\u5408 AI \u5de5\u5177\u8f85\u52a9\u3002\u5982\u6709\u4e8b\u5b9e\u9519\u8bef\uff0c\u8bf7\u901a\u8fc7\u9875\u811a\u8054\u7cfb\u65b9\u5f0f\u53cd\u9988\u3002<\/p>\n<\/div>\n<p><!-- shiyao-sources-END --><\/p>\n","protected":false},"excerpt":{"rendered":"<p>2026\u5e74\u8d77\uff0c\u65b0\u52a0\u576155-60\u5c81\u5458\u5de5CPF\u603b\u7f34\u8d39\u7387\u5347\u81f334%\uff0c\u9000\u4f11\u5e74\u9f84\u63d0\u81f364\u5c81\u3002\u65b0\u589e\u7f34\u8d39\u5168\u90e8\u5b58\u5165\u9000\u4f11\u8d26\u6237RA\uff0c55\u5c81\u524d\u65e0\u6cd5\u53d6\u51fa\u3002\u4e09\u6863\u9000\u4f11\u50a8\u84c4\u6807\u51c6\u4e0a\u8c03\u7ea64%\uff0c\u6708\u85aa\u8d85S$7,400\u8005\u5230\u624b\u73b0\u91d1\u51cf\u5c11\u3002\u4f60\u7684\u9000\u4f11\u94b1\u548c\u9000\u4f11\u5e74\u9f84\u90fd\u53d8\u4e86\u3002<\/p>\n","protected":false},"author":1,"featured_media":903,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[],"class_list":["post-902","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-global"],"_links":{"self":[{"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/posts\/902","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/comments?post=902"}],"version-history":[{"count":0,"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/posts\/902\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/media\/903"}],"wp:attachment":[{"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/media?parent=902"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/categories?post=902"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/shiyao.ltd\/yanglao\/wp-json\/wp\/v2\/tags?post=902"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}